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I had an idea

October 6th, 2006 at 06:52 am

Buy a Prepaid Credit Card to track my Spending for just 'whatever' stuff and set myself a Limit. I think it would work, put a specific amount on it a week (Because I get Paid Weekly) and then use it that way...

You know there are weekends when you really do not feel like Shopping...? Its weird, last weekend I had a shopaholic moment and then the weekend before I had no urge to buy stuff period. WEIRD.

Jacquelyn

3 Responses to “I had an idea”

  1. Bookie Says:
    1160134412

    I usually wonder what emotional need I'm trying to fill when that urge to shop strikes. There's always something, and it's never about what I want to buy. I know that the boredom of unstructured time will spark the urge, as will any sense that I'm being unappreciated or misunderstood, which is to say self-pity. So I want to console myself with a "thing" instead of addressing the real issue.
    .
    Your prepaid credit card idea has merit so long as it doesn't "require" you to spend the money. Smile

  2. Broken Arrow Says:
    1160145984

    I have and use a pre-paid card for all my every purchases (food, gas, etc.).

    Yes, sometimes, I will also use it to buy a little something for myself. However, I use as much as I have set aside in my checking, not by my credit card limit, which is somewhat higher.

    I use it mostly as a way to simplify my everyday financial stuff and to re-build my credit.

    However, I would caution anyone to be careful because it's easy for things to get out of hand. If it wasn't for re-building my credit, I would just stick with my debit card.

  3. baselle Says:
    1160199068

    Not a bad idea, but first I write down what "whatever" stuff I wanted to buy on a piece of paper. Put it in your pocket for 15 minutes and look at other things in the store, just long enough for the I wanna it-I wanna it voice to subside a bit, and for the what'll I use it for voice to come in.

    At the end of 15 minutes, look at the paper again. If you still want it, go for it.

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