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Archive for August, 2006

I am a little disappointed : (

August 12th, 2006 at 05:35 pm

I went Grocery Shopping and I did not have Coupons and I looked at the Store Sale Ad and didn't see anything in particular I wanted to buy but here is what Happened:


I looked for Store Sale prices and found a few good deals down the aisles.

SPENT: $40.72

According to Receipt SAVED: $3.11 (which is 7%)

Looks bad on paper but the reality is I SAVED MORE:

For Example:

I bought 2 cans of Olives for $1.07 each

$2.14
Store Sale Price: 2 for $3
SAVED: .86 Cents

Maruchan Cup Noodles
Purchased 4 at 29 cents
Store Sale Cup o Noodles: 3 for $1
PAID: $1.16 for 4 compared to $1.33 for 4.
SAVED: .17 cents

I am sure there are a couple more examples but those are the two I can think of right now.

Hmmmm...


Caved in for Subway

August 12th, 2006 at 02:48 am

IT was DELICIOUS! I bought a footlong since it was a $2 more and then I also had Spaghetti! It looks like I will have plenty of food to eat this weekend.

Nothing really new, my Insurance Company called me back and told me when they would be removing money for my Auto Insurance. And I spoke to the woman about my Apartment and she told me to relax and I will know by the beginning of next week.

Will be working on my Business this weekend.

First Attempt with Coupon

August 10th, 2006 at 08:33 pm

I picked up a 50 cents off Coupon for Fruit Roll Ups (My DD has been asking for them for a while) and please tell me if I did this right or if it was worth it.

The Store Sale was 3 for $5 and then I had the 50 cents off Coupon for two boxes. Orginal Price is $2.99.



Original: $2.99 a box
Store Sale: 3 for $5
Coupon: 50 cents off 2 boxes

Bought: 2 Boxes at $5.98
- 50 cents = $5.48

5 divided by 3 = $1.67 but I got $1.32 off from each individual box.

REAL Cost: $5.98
Discounts: $3.14
PAID: $2.84 for TWO Boxes...Wow, I basically got two for the cost of almost ONE Box! Big Grin

Can someone verify please?

Thanks!

Jacquelyn

Craving Subway

August 10th, 2006 at 03:38 am

I have a Point Card from there with more than enough Sandwiches but I am not touching it. Instead of Subway I made Hamburgers and ate Cereal.

Tomorrow I am bringing leftovers for Lunch. Fish Sticks. Big Grin Today I had one of those $1 Lean meals that I had purchased for Lunches but then I got sick of them.

Friday we are having a Luncheon at work during Breaks and Lunches so I am going to eat there.

I am more or less anxiously waiting to get into my Aparment.

Called Car Insurance and left a message since it was after hours and asked them to leave me a Message as is to when my direct debit goes out every month.

Called the lady from the Apartment and she told me there is no reason for me not to be Approved. The anticipation is killing me. EEK!

Friday is PAYDAY Big Grin LOVE getting Paid every week!

I am getting an extra $300 as a Housewarming Gift from my Grandparents to use for my Apartment.

Apart from that money by Friday I will also have $625 saved for my Apartment. Big Grin

Spent $1.25 today on a Candy Bar. Frown



August Week/Month Expenses

August 9th, 2006 at 04:07 am

Rent $100
Rent for Apartment $100
Child Care $90
Car Insurance $68 (Monthly)
Credit Card $10 (make full payment-Monthly)
Simpleology $49

I BELIEVE that is everything.

I made some Changes with my Taxes and I am getting $100 from Rent.com for picking an Apartment from there website but that will probably be weeks to obtain.

I am going to Pinch every Penny so I can work towards my Goals.

If I want Pizza, Little Caesars has $5 Pizza

If I want a Cheeseburger, Wendy's has a Value Menu for 99 cents.

Really looking forward to get started with Coupons. Reading a Post I See it will only take a few minutes a week.

The only thing I do not get is it worth it to visit numerous Groceries stores, use your gas and your time to get a Good deal or stick with one Grocery store?



Eww I am bad, $5 here, $5 there

August 9th, 2006 at 01:48 am

I decided to buy Lunch on Monday. I did not feel like making myself something so I ate in the Cafeteria.

My GOAL is to keep track of EVERY Penny going in and going out...like Bills and Misc Items and this week I am just like whatever. EWW BAD ME. Frown

I need to figure out when all my Bills are going to come out my Checking Account so I can figure out how to prioritize the rest.

Co-Worker Friend is NICE!

August 7th, 2006 at 11:23 pm

We had talked about Coupons on Friday and about Growing Veggies in Cans and she said she was going to bring me some tomatoes but she forgot but she brought me Coupons from her Sunday Paper! Big Grin She knows how I am getting my own place and I was asking her about Coupons and the store. She is going to bring me tomatoes from her Garden this week too! Big Grin

Jacquelyn

Automatically now Save $40 a month!

August 7th, 2006 at 11:18 pm

My Daughter turned 3 today so when I made my advanced payment for her Preschool I only had to Pay $90 for this week instead of $100. (I get Paid Weekly).

She had a Birthday Party in class, I did take her some places this weekend to make up for her Birthday.

I will add that money into my $20 Challenge Big Grin

Jacquelyn

Apartment Approval

August 7th, 2006 at 11:11 pm

Is DRIVING ME BONKERS!!!

The first week I filled out the paperwork

The second week I was denied but then I had a co-signer.

The third week I had to wait for approval of the Co-signer.

The fourth week I had to Verify my Employment. Brought in Paycheck stubs for 3 months since they were having problems finding out who my Employer was.

NOW I wait till the end of the Week for the FINAL APPROVAL.

I AM to say the LEAST, GOING CRAZY!!! :?

My Daughter's Birthday and Moving...

August 5th, 2006 at 04:54 am

My Daughter will be 3 YAY!Big Grin I do not have much money because I need to move into my Apartment. But I decided to do all the things she Loves:

Swimming, Park, McDonalds and pick out a Toy at Walmart.

I would like to do some other things more Creative, anyone have any ideas?

Also I am Moving to so I was looking into:

Farmers Market

Coupons

Growing Tomatoes and Onions from a Can? I am going to figure out how that works since I know some people do it. I have the top floor so my Vegetables will get good nourishment and nobody will bother my Veggies.

Bread Store

For a Small City I seem to have all of these in my area, I see while I drive home from work.

I am actually excited to Clip Coupons and Grow Veggies Big Grin

Propel Fitness Water

August 4th, 2006 at 01:43 am

I just LOVE this DRINK! On top of that I can get it a $1 a bottle at Smith's or any other Grocery store. It has 23.7 Fluid Ounces and

I think this can help me cut down on my Dr.Cheap (Since I can always drink the cheap stuff and get a 12 Pack for $2.09 or any deal, including name brand) soda intake.

I was trying to drink Crystal Light but it was too expensive and irritated my throat.

Water Bottles are really cheap now and I drink that as often as I can. I think it is 16 or 24 bottles 16.9 Fluid Ounces for $3.99 at Smith's and/or other Stores.

I have a Feeling Propel Fitness water will not be on Sale for long Frown





Financial Goals

August 3rd, 2006 at 03:50 am

1) Get out of Debt
2) Buy and Own a Condo Free and Clear
3) FINANCIAL INDEPENDENCE
4) When ready get a Divorce

No particular order.

FINANCIAL INDEPENDENCE is the BIG one for me, I have been seeking it since I was a teenager. I have never believed in working for someone else. I WILL get to where I Want to be this year.

I am cutting off everything that makes me sidetracked or takes away my focus from my Business. I cut all my other 'little' things so I can Focus on my Business.

Overall Consistentcy is the Key. I have not been Consistent and I know it. DO NOT Treat your Business like a HOBBY.

So I am in the process of forming a Marketing Plan. I am looking for JUST A BASIC Marketing Plan. Can someone Help me?

Thanks,

Jacquelyn




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