I have to take some money out of my Savings to purchase a new Laptop. My Toshiba is working really bad! I already had to change the cord on it. The pin is possibly broken now and now I am getting a new Laptop and do not want to have to make payments. I just barely got my Savings at over $1,000. Plus I had to use my Las Vegas money for birthdays. UGH, I do have a Plan though.

Last year Office Depot online had $5 TV's and I am trying to see when they will have them again, if anyone else has them, let me know! I already emailed Office Depot and they were not very helpful.

Thanks,

Jackie

What did I do with it? ($600)
$150 MC
$150 Visa
$200 Savings
$149 - well my birthday is this month (MAY) so I bought myself a Flip Video Ultra. Its also PINK (my favorite color) for myself for my birthday. (I Paid extra for the difference left)

I think I spread my Stimulus Check the right way...I put it is all places...Saved, Paid and Bought...

There was a problem though, my daughter's check was not deposited though? So I am thinking it might either come next Friday under her SSN# or I am going to have to call the IRS.

I am sorry, but I have been trying to avoid these like the plague until I can find a financial solution to pay all of them at once. Well, I feel overwhelmed with all these statements and decided to pay all of the ones I can right now (under $100) and then work on the bigger ones.

I should be getting my last two disability checks soon. Rent is due tomorrow. We are getting a reimbursement check back from My Insurance Company from the asteigeologist (sp??) for $150, and I am also putting in $700 (from those two checks from being out on Disability) to cover Rent.

Then I can get back to getting things good on my own account.

I have two...my balances are awful on both. I have not used them and I am still waiting for my Checks for my Short Term Disability. I need to pay them both off. I should be getting a Check this week.

I will be going back to work next week sigh.

Plan to Pay $50 on both every week, if not more.

My newer CC has more fees because it is unsecured, horrible fees but I want to make the most of it.

Doom.

Feel like you have to BUY Everything? That is how I feel right now. I cannot help it. At least bills are getting paid right?

Starting today. Made sure I got ALL my information in and I am meeting with the Surgen today about when we will be doing my Hernia Surgery. I am going to make sure I stay on top of my paperwork and such so I can get Paid while I am out. I just have a bunch of bills due .

Right now the majority of my money is going to my account with my SO. So I am just going to start small with my Investing, Saving etc...

$10 week towards Bad Debt
$20 a week towards my Savings
Invest in Sharebuilder
401K at Work

Y'all remember The Secret? Yes Money comes to me easily and frequently.

I was finally able to Login to my Online Bank account today and I am not doing too bad...I have no money till next Friday but I have pocket money and the money that my Partner and I have together is going to hold us together for another week. We work at the same place and get paid weekly. We have "Together" Money (i.e. Bills, Food etc...) Then we have our Separate Money...I LOVE how we have it set up.

My Car Insurance took. WHEW! They would have billed me DOUBLE for next month and THANKFULLY they took it this month. No need to explain, just at the time didn't have it when it was due.

Did not get Promoted like I said...but will be starting my Disability next week. Going to get Prepared for that.

Thinking about My Business...I am going to get things going on it. My Goal is to make enough to stay home. Looking into Free Promotion and Advertising and some cheap Advertising as well.

TGIF tomorrow! SIGH.

I am SOOOO BROKE! I just got back from a week Vacation from work (Paid) and I will not get another Paycheck till next week. (Usually I get Paid Weekly) Again I got slammed to get another Promotion...not too disappointed at least it gets me time to go on Disability and get My Surgery for my Hernia taken care of.

Bills coming up:

Rent/Expenses (Split) - $350 a week

Expenses on my Own:

Car Insurance: $120 (I believe, hopefully I am off a bit but I doubt it)

YTB Business expense $50
Vonage Business Expense $30

National City Visa CC $50
C. Finance Mastercard $50

UGH I do not like Bills. Need to earn extra money somehow. Pouting. Although I need to get better Financially on my own.

And Shopped through ONLY CLEARANCE Section at the Mall. I stopped at American Eagle and got two shirts for $6.95 a piece from $19.50 and the other was over $20 something dollars. I also went to the Victoria's Secret Store and printed off my $10 Off VS PINK Line and got myself a "I LOVE PINK" Shirt because Pink is my favorite color.

I am waiting on my Unsecured Credit Card and My FREE Laptop that I started back in November of 2006. I will later be getting $130 and a $1,000 Gift Card for free too. I love FREE.

I will be going out on Short Term Disability in September to take care of my Hernia and some other personal medical problems I may have. I feel fortunate at the Job I think sucks has many great benefits such as Short Term Disability for Medical reasons such as this.

FOR AN UNSECURED CREDIT CARD! It has been SO LONG since I had even THOUGHT of having an Unsecured Credit Card. The Fees are high and so is the interest but it is so worth it to Me! My Limit is only $300 like my Secured Card but they do regular monthly reporting to the Credit Bureaus and Semi-Annual Credit
Limit Increases etc...and I know to becareful as I am working towards fixing my Credit and Debt...as why I am on this site but you have no idea how good it feels to be Approved for a UNSECURED Credit Card!

I had paid too much on my CC this month! UGH so frustrated. I know it may sound like a good thing but I just really wanted my balance to go away and I forgot that I had 2 different payments coming out this month that I had to pay...I only remembered the one...ugh I will be in the red. I had contacted my Car Insurance to see if they could hold off a couple of days and of course they said that they couldn't. I am just so P'OD at myself. >

Well I spoke with a Credit Counselor this morning and I never felt so much relief before! I hadn't even done anything yet. I am still looking into the Consumer Credit Counseling before I decide who I will go with. But honestly, I really liked the Customer Service Counselor I had spoke with and I may go with her. I know their fee maybe higher but I just really appreciate good customer service and I maybe able to get going on this within the next month, I am so excited!

I am not sure if I had admitted this before but I have high outstanding debt and I am ashamed of it because I am not as irresponsible as it would seem. We all go through a rough time in our life and that was a rough time for me. Bankruptcy is out of the question, although I had many tell me it is the best way out. But really its not. I owe all those people money with tons of interest on these old Credits and Bills, I have to pay them. That was my mistake.

I was doing some research online about and I came across this article Debt Consolidation and I guess there are various types of ways to do debt consolidation and one of them are Debt Consolidation Loans, which is ironic because I am not even sure if half the population would even qualify for any type of "Loan" regarding outstanding debt and when I think of Debt Consolidation, I think of "Consolidating" Debt into a small monthly payment.

Doing further research I know I can contact each individual company to see about reducing amounts and interest owed - but honestly, knowing that is an option, its still an option I cannot afford. Reading the Article on Self-Debt Reduction, I know that is not an option for me.

I also understand the Government does assist with Consumer Debt Counseling so I can avoid any type of Fraud by illegitimate companies trying to take advantage of my mistake.

Still doing more research, I think I may see what the Government has for Debt Consolidation.

Ok I have serious bills coming up. My DD has to get her teeth fixed. I am figuring out right now how I am going to pay for all of this.

Here is what I have:

$300 All Weather Tires
$100 Medical Bill
$100 Car Stuff
$990 DD Dentist (Out of Pocket AFTER Insurance)
TOTAL $1490

Also in December I signed up to work the Season on two Saturdays (both those days count as Overtime) which will give me an extra $300.

I Paid my Comcast Bill today $89
I got DD Pictures from School $36.00
DD had Bookfair $18.92
Put money aside for Rent $65
Daycare for next week $90

I ONLY WORK 3 DAYS NEXT WEEK! WOOHOO!

$33 for Over-the-Counter
$24 for more Over-the-Counter
$30 for Medication
$20 CoPay

TOTAL $107

Loss of time at work with no Pay PRICELSS. (Only TWO Days PTO every THREE Months)

I have been sick for over 2 weeks with a horrible Cough, the Doc says it is Viral, and it will go away when it wants too.

Funny how my Job consists of Phone Customer Service.

Still not better, improving Slowly.

Its really BAD LIKE BAD!

I know, get my Finances in order and keep track of my spending...I am so BAD

I think I have a problem when I go Grocery Shopping, these last few weeks I have going over my Budget and buying things I don't need. I don't know why I do that. Am I worried I am going to run out of Food or what?

Anyway, after everything that goes through that is supposed to go through I am going to get back on track. REALLY WORRIED about going in the RED.

Because we have a Sign up List to go Home Early if it is Slow depending on the Call Flow and How many People are working.

I LOST out on $66 I don't think I will do that again.

In fact I need to tighten my belt again.

Rent $525 ($195)
Daycare $90
Simon $32
Gas $16.47
Groceries $71.75
McDonalds $6.11
-------------------
TOTAL $411.33

I got my Rent.com Gift Card today. Its so Pretty LOL!

I am bad, or maybe it was a Good Decision?

I signed up for COSTCO. WHY? LOL. TOO FUNNY.

They had this cute little Thermos that says "Costco Wholesale" on it, I was able to get a couple of Costco Pens and a $10 Cashback. I LOVE FREE STUFF! They were at my work. I am a freak like that but I did get a Membership. But here is the deal! I can Request a Refund anytime! No Trial period or anything! But I wouldn't do that unless I knew I absolutely wasn't using the Membership. THEY ALSO DELIVER!

Also...on a side note...to get the Thermos, I filled out a Credit Card! Which I know I may not be Approved for. There goes a mark on my Credit Score Kind of embarrassed.

My Membership was $53.30!

HOW quickly, Daily all the money comes out that I have spent over the weekend! Everyday at least $100 comes out...Like I said in an earlier Post, I did not keep track too well...so I hope I don't end up in the red.

That is the most rediculous thing I have ever heard. THIS IS TWICE I had to pay it, would prefer to Pay my Bills Online but I cannot seem to do that when the Website is not functioning correctly.

Anyway, HOW Can you Charge someone for PAYING their BILL??? That is just so rediculous!


Two $3 Convinence fees for WANTING TO PAY MY BILL! Next month the website better be functioning so I can Pay my Bills Online LIKE I like to do!

EDIT TO ADD: It is an Automated System via Telephone to Pay by Phone.

I am Excited! I am getting my $100 Gift Card from Rent.com.

I am expecting my Free IPod sometime in a few weeks.

I also can cash out at MyPoints $50 worth of Gift Cards.

I am close to cashing out at Inbox Dollars for $30.

I am also expecting another Check from Pinecone.

How do Save Gift Cards?

I had slacking in the Keeping track of Spending department. I had been just Spending and seeing hopefully I wouldn't go into the Red. Well, I am going to try to keep track of everything I spent this week, although I am not quite sure....

CC $127
Rent $40
Gas $17
Power Bill $31.80
Comcast $85.41
Gas Bill $24
Daycare $90
Groceries $40
Ad in paper $28
Friend's B-Day Gift $34
-----------------------
TOTAL $516

Hi Jacquelyn,

Today, we mailed your $100 Rent.com Reward. You should expect to
receive it in the next 7 to 10 business days. If you don't receive
your reward within 2 weeks, please email us at reward@rent.com.

Your reward will arrive in the form of a prepaid $100 Visa card that
can be used anywhere that accepts Visa debit cards. It is not a
credit card. You will never receive any bills associated with this
card. It is a prepaid $100 gift from us for being an excellent
customer.

Before using your card, you must activate it with your 4-digit
activation code. To activate your card, call 1-800-279-5412 and
follow the instructions provided.

Your activation code is: XXXX

If you have any questions about your card, please read our Frequently
Asked Questions:

http://www.rent.com/company/reward-card/

Enjoy,

The Rent.com Team

I have enough to Pay all my Bills and EAT! I am happy. For some reason I think we are ahead one week but we aren't. My friend's Birthday is on the 18th so I can buy her present now too.

My CC, Power, Gas, Comcast, Daycare and then I have to put aside Money for Rent.

I think since I am paying part of my CC, I could use that for Grocery and Gas since paying it will give me that Balance I need. It is a Secured CC. I could then Pay off the rest next week.

I don't like having all my Bills due at once.

But I do have some Good News! A Company that had charged me after I Cancelled put the Money back into my Account today.

$85 for Food
$50 for Alcohol
$40 for Extras
$25 Hair Updo
$61 for Outfit
----------------
TOTAL $261.00

People having a Good Time PRICELESS

Preparing for Party. Cleaning like a mad woman. I have so much to do!

Having a Party is not cheap. And I am going all out. This is my first party and I have Invited over 20 People! YES! I cannot believe it.

I do not have time to prepare food. I bought a Chocolate Fondue Fountain I am Excited about using! I have to buy the Chocolate for it and Toothpicks.

I also have to buy food for the week and put money on my Prepaid and so many other Costs. I arleady set aside money for Rent for November. Which is the first thing I cover and then I pay any additional bills I may have then the rest of the money is leftover for FUN! I have been slacking on my Challenge and I owe myself some money still. I just need to get these things out of the way.

I still need to buy myself a New Vacuum. But I can wait. I am going to borrow my mother's this weekend.

My Brother was going to help me but then we got into a tiff. So not anymore!

I TRIED to sign up for OT at work and they said they do not need me during the hours I requested. But that is ok, I will make extra money other ways. I just thought I would take advantage of the OT since they keep me there so many hours anyway.

I have some sweet people that want to bring me Gifts. Although I made sure I had EVERYTHING when I moved in. People are so sweet.