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Archive for March, 2005

Bills....Bills....Bills....

March 31st, 2005 at 11:28 am

Well, I have a NEW Plan set out. I guess you can never stick to one Plan.

I decided on my next check I am going to pay some Medical Bills instead of waiting to pay them. After all the stuff I had bought this last week I think it would make sense throwing away some of that money on my own Debt. I also decided I am going to get Direct Deposit set up for my Savings just so I won't touch any of the money that I could be saving. I am also waiting to qualify for Benefits at work so I can get Tuition Reimbursement and an FSA account.

I am also STILL waiting for my headset so I can start my Work at Home Job. If you are reading this and you want to work at home I recommend visiting http://www.mommysplace.net she offers FREE information and Job Listings about working from home and also how to start your own Virtual Assistant Services.

Now I have to what I am going to do with my Business(es)? Yes, I will be selling AVON soon and I starting this new thing for Credit Solutions.

I would like to put more money in AmeriPlan because that is where my Business lies. That is why I need to study Dani Johnson and get going with my Business. I am still focusing on the Retail portion of the Business. I think I may put an Ad in my local paper and see what happens.

I just wanted to add that I am also going to take a look at my Credit Report and start paying those bills as well. I would love to be on a clean slate before I move into my own house.


$694.00

I have a Pell Grant but my Grant will only cover so much. I have to pay another $200 for 2 books for two classes online.

-$200

------------------->$894.00

GRAND TOTAL: $583.60

I can SAVE that money, put some of it towards my Business and maybe do a little shopping.

Now this is fixed living at Home. My parents and I have an agreement as to how much I pay which covers utilities, DirecTV, DSL, Cell, Telephone etc.....

My Goal is to save $400 a month. I could probably do that especially if I have a part-time job and with a Car I should still be able to come out even.

Any ideas? Leave me a comment and let me know Smile

Jacquelyn
[entry_active] => 1 [total_comments] => 2 [contest] => 0 [ever_published] => 1 [contains_images] => 0 ) [1588] => Array ( [journal_id] => 2441 [journal_url] => jacquelynrose [author_photo] => 0 [journal_name] => Jackie's Journal [journal_author] => Jackie Rose [journal_author_email] => jackieroseonline@gmail.com [category_ids] => [categories] => Array ( [0] => Array ( [category_id] => 0 [category_name] => Uncategorized [category_stub] => uncategorized ) ) [entry_id] => 1588 [entry_title] => Favorite Frugal/Budgeting Websites [entry_stub] => favorite-frugalbudgeting-websites [entry_url] => https://jacquelynrose.savingadvice.com/2005/03/02/favorite-frugalbudgeting-websites_1588/ [entry_date] => 1109786821 [entry_date_mysql] => 2005-03-02 10:07:01 [entry_text] => Everyday I look for more Frugal Websites. I love the information!

1) http://www.savingadvice.com/
2) http://www.stretcher.com/

My Favorite Financial Website is http://money.cnn.com/pf/101/


That is mostly I find the most interesting. If you have any suggestions I would love to hear them!

Jacquelyn
[entry_active] => 1 [total_comments] => 0 [contest] => 0 [ever_published] => 1 [contains_images] => 0 ) [1587] => Array ( [journal_id] => 2441 [journal_url] => jacquelynrose [author_photo] => 0 [journal_name] => Jackie's Journal [journal_author] => Jackie Rose [journal_author_email] => jackieroseonline@gmail.com [category_ids] => [categories] => Array ( [0] => Array ( [category_id] => 0 [category_name] => Uncategorized [category_stub] => uncategorized ) ) [entry_id] => 1587 [entry_title] => Making Extra Cash [entry_stub] => making-extra-cash [entry_url] => https://jacquelynrose.savingadvice.com/2005/03/02/making-extra-cash_1587/ [entry_date] => 1109786300 [entry_date_mysql] => 2005-03-02 09:58:20 [entry_text] => Here are some ideas I recieved from my fellow Budgeters:

1) eBay
2) Tutoring
3) Personal Services such as Pet Sitting; Babysitting; House Sitting
4) Notary-Never really considered it before
5) Pizza Delivery
6) Administration Services
7) House Cleaning
8) Loan Officer

All very good ideas.

Here are some more for Consideration:
1) Ironing
2) Demos for Grocery Market
3) Daycare (same as babysitting)
4) Waitressing
5) Promotions during Events
6) Yard Sales/Garage Sales
7) Mystery Shopping
8) Temp Agencies

Some of the Jobs I don't think I will be able to do until I have a Car. Others are Manageable like eBay and Administration Services can be done from Home.

[entry_active] => 1 [total_comments] => 0 [contest] => 0 [ever_published] => 1 [contains_images] => 0 ) ) -->

Down to my last penny

March 30th, 2005 at 10:48 am

Well I splurged, spent, went on a shopping extravaganza, you name it!

Anyway I had to buy a new headset with amplifier for my at-home Job. That cost me $69.95 which left me with $53.01 and I am still waiting for them to pull from my Checking for Ameriplan which is $35.00 which will leave me approx. $18.01 till next payday.

Cash on Hand- $41.00
Bank Total- $53.01

Bills due:
Ameriplan $35.00
AVON $5.00 (will be joining AVON)
Lunch @ Work- $33.68 (Next Check)
AVON order $35.00 (Next Check)
AVON Check for this order $12.67 (Not been deposited yet)

TOTAL: $7.00 till next payday.


$694.00

I have a Pell Grant but my Grant will only cover so much. I have to pay another $200 for 2 books for two classes online.

-$200

------------------->$894.00

GRAND TOTAL: $583.60

I can SAVE that money, put some of it towards my Business and maybe do a little shopping.

Now this is fixed living at Home. My parents and I have an agreement as to how much I pay which covers utilities, DirecTV, DSL, Cell, Telephone etc.....

My Goal is to save $400 a month. I could probably do that especially if I have a part-time job and with a Car I should still be able to come out even.

Any ideas? Leave me a comment and let me know Smile

Jacquelyn
[entry_active] => 1 [total_comments] => 2 [contest] => 0 [ever_published] => 1 [contains_images] => 0 ) [1588] => Array ( [journal_id] => 2441 [journal_url] => jacquelynrose [author_photo] => 0 [journal_name] => Jackie's Journal [journal_author] => Jackie Rose [journal_author_email] => jackieroseonline@gmail.com [category_ids] => [categories] => Array ( [0] => Array ( [category_id] => 0 [category_name] => Uncategorized [category_stub] => uncategorized ) ) [entry_id] => 1588 [entry_title] => Favorite Frugal/Budgeting Websites [entry_stub] => favorite-frugalbudgeting-websites [entry_url] => https://jacquelynrose.savingadvice.com/2005/03/02/favorite-frugalbudgeting-websites_1588/ [entry_date] => 1109786821 [entry_date_mysql] => 2005-03-02 10:07:01 [entry_text] => Everyday I look for more Frugal Websites. I love the information!

1) http://www.savingadvice.com/
2) http://www.stretcher.com/

My Favorite Financial Website is http://money.cnn.com/pf/101/


That is mostly I find the most interesting. If you have any suggestions I would love to hear them!

Jacquelyn
[entry_active] => 1 [total_comments] => 0 [contest] => 0 [ever_published] => 1 [contains_images] => 0 ) [1587] => Array ( [journal_id] => 2441 [journal_url] => jacquelynrose [author_photo] => 0 [journal_name] => Jackie's Journal [journal_author] => Jackie Rose [journal_author_email] => jackieroseonline@gmail.com [category_ids] => [categories] => Array ( [0] => Array ( [category_id] => 0 [category_name] => Uncategorized [category_stub] => uncategorized ) ) [entry_id] => 1587 [entry_title] => Making Extra Cash [entry_stub] => making-extra-cash [entry_url] => https://jacquelynrose.savingadvice.com/2005/03/02/making-extra-cash_1587/ [entry_date] => 1109786300 [entry_date_mysql] => 2005-03-02 09:58:20 [entry_text] => Here are some ideas I recieved from my fellow Budgeters:

1) eBay
2) Tutoring
3) Personal Services such as Pet Sitting; Babysitting; House Sitting
4) Notary-Never really considered it before
5) Pizza Delivery
6) Administration Services
7) House Cleaning
8) Loan Officer

All very good ideas.

Here are some more for Consideration:
1) Ironing
2) Demos for Grocery Market
3) Daycare (same as babysitting)
4) Waitressing
5) Promotions during Events
6) Yard Sales/Garage Sales
7) Mystery Shopping
8) Temp Agencies

Some of the Jobs I don't think I will be able to do until I have a Car. Others are Manageable like eBay and Administration Services can be done from Home.

[entry_active] => 1 [total_comments] => 0 [contest] => 0 [ever_published] => 1 [contains_images] => 0 ) ) -->

More Spending Saturday

March 27th, 2005 at 07:33 am

I had spent alot of money on Saturday.

Thrift Store $18.00

Smiths $30.00

Gave Brother $10.00

Credit/Mortgage System $60.00 (Debit Card)

Paraliminal CD $34.95 (Debit Card)

TOTAL: $152.95

CASH: $47.00
Bank TOTAL: $148.10

Still OWE:
AmeriPlan $35.00
AVON $12.00+

I guess I just splurged and I didn't care to think of the consequences and I rationalized about waiting to get my Car. I don't necessarily feel guilty, I just know it wasn't the right thing to do and sometimes emotions play into spending as well. $694.00

I have a Pell Grant but my Grant will only cover so much. I have to pay another $200 for 2 books for two classes online.

-$200

------------------->$894.00

GRAND TOTAL: $583.60

I can SAVE that money, put some of it towards my Business and maybe do a little shopping.

Now this is fixed living at Home. My parents and I have an agreement as to how much I pay which covers utilities, DirecTV, DSL, Cell, Telephone etc.....

My Goal is to save $400 a month. I could probably do that especially if I have a part-time job and with a Car I should still be able to come out even.

Any ideas? Leave me a comment and let me know Smile

Jacquelyn
[entry_active] => 1 [total_comments] => 2 [contest] => 0 [ever_published] => 1 [contains_images] => 0 ) [1588] => Array ( [journal_id] => 2441 [journal_url] => jacquelynrose [author_photo] => 0 [journal_name] => Jackie's Journal [journal_author] => Jackie Rose [journal_author_email] => jackieroseonline@gmail.com [category_ids] => [categories] => Array ( [0] => Array ( [category_id] => 0 [category_name] => Uncategorized [category_stub] => uncategorized ) ) [entry_id] => 1588 [entry_title] => Favorite Frugal/Budgeting Websites [entry_stub] => favorite-frugalbudgeting-websites [entry_url] => https://jacquelynrose.savingadvice.com/2005/03/02/favorite-frugalbudgeting-websites_1588/ [entry_date] => 1109786821 [entry_date_mysql] => 2005-03-02 10:07:01 [entry_text] => Everyday I look for more Frugal Websites. I love the information!

1) http://www.savingadvice.com/
2) http://www.stretcher.com/

My Favorite Financial Website is http://money.cnn.com/pf/101/


That is mostly I find the most interesting. If you have any suggestions I would love to hear them!

Jacquelyn
[entry_active] => 1 [total_comments] => 0 [contest] => 0 [ever_published] => 1 [contains_images] => 0 ) [1587] => Array ( [journal_id] => 2441 [journal_url] => jacquelynrose [author_photo] => 0 [journal_name] => Jackie's Journal [journal_author] => Jackie Rose [journal_author_email] => jackieroseonline@gmail.com [category_ids] => [categories] => Array ( [0] => Array ( [category_id] => 0 [category_name] => Uncategorized [category_stub] => uncategorized ) ) [entry_id] => 1587 [entry_title] => Making Extra Cash [entry_stub] => making-extra-cash [entry_url] => https://jacquelynrose.savingadvice.com/2005/03/02/making-extra-cash_1587/ [entry_date] => 1109786300 [entry_date_mysql] => 2005-03-02 09:58:20 [entry_text] => Here are some ideas I recieved from my fellow Budgeters:

1) eBay
2) Tutoring
3) Personal Services such as Pet Sitting; Babysitting; House Sitting
4) Notary-Never really considered it before
5) Pizza Delivery
6) Administration Services
7) House Cleaning
8) Loan Officer

All very good ideas.

Here are some more for Consideration:
1) Ironing
2) Demos for Grocery Market
3) Daycare (same as babysitting)
4) Waitressing
5) Promotions during Events
6) Yard Sales/Garage Sales
7) Mystery Shopping
8) Temp Agencies

Some of the Jobs I don't think I will be able to do until I have a Car. Others are Manageable like eBay and Administration Services can be done from Home.

[entry_active] => 1 [total_comments] => 0 [contest] => 0 [ever_published] => 1 [contains_images] => 0 ) ) -->

Saturday Spending & Re-evaluation of Budget

March 26th, 2005 at 12:05 pm

FRIDAY SPENDING LOG:
Bank Withdrawl: $400.00
Rent: $240.00
Bro B-Day $20.00
Leftover was $140
Gift for Friend: $33.82 (Debit Card)
Diapers & Wipes $20.32 (Debit Card)


Yard Sale:
Iitems:
Bookshelf $2.00 (been wanting to get one for a LONG time)
Bicycle w/training wheels $10.00
Keyboard for PC $1.00

TOTAL: $13.00

Swapmeet:
Items:
4 Videos for $7.00
3 Videos for $6.00
Toy for Liz $4.00

TOTAL: $17.00
GRAND TOTAL: $30.00

CASH TOTAL LEFTOVER: $107.00
BANK TOTAL: $243.05
Still OWE:
AmeriPlan $35.00
AVON $12.00+

$694.00

I have a Pell Grant but my Grant will only cover so much. I have to pay another $200 for 2 books for two classes online.

-$200

------------------->$894.00

GRAND TOTAL: $583.60

I can SAVE that money, put some of it towards my Business and maybe do a little shopping.

Now this is fixed living at Home. My parents and I have an agreement as to how much I pay which covers utilities, DirecTV, DSL, Cell, Telephone etc.....

My Goal is to save $400 a month. I could probably do that especially if I have a part-time job and with a Car I should still be able to come out even.

Any ideas? Leave me a comment and let me know Smile

Jacquelyn
[entry_active] => 1 [total_comments] => 2 [contest] => 0 [ever_published] => 1 [contains_images] => 0 ) [1588] => Array ( [journal_id] => 2441 [journal_url] => jacquelynrose [author_photo] => 0 [journal_name] => Jackie's Journal [journal_author] => Jackie Rose [journal_author_email] => jackieroseonline@gmail.com [category_ids] => [categories] => Array ( [0] => Array ( [category_id] => 0 [category_name] => Uncategorized [category_stub] => uncategorized ) ) [entry_id] => 1588 [entry_title] => Favorite Frugal/Budgeting Websites [entry_stub] => favorite-frugalbudgeting-websites [entry_url] => https://jacquelynrose.savingadvice.com/2005/03/02/favorite-frugalbudgeting-websites_1588/ [entry_date] => 1109786821 [entry_date_mysql] => 2005-03-02 10:07:01 [entry_text] => Everyday I look for more Frugal Websites. I love the information!

1) http://www.savingadvice.com/
2) http://www.stretcher.com/

My Favorite Financial Website is http://money.cnn.com/pf/101/


That is mostly I find the most interesting. If you have any suggestions I would love to hear them!

Jacquelyn
[entry_active] => 1 [total_comments] => 0 [contest] => 0 [ever_published] => 1 [contains_images] => 0 ) [1587] => Array ( [journal_id] => 2441 [journal_url] => jacquelynrose [author_photo] => 0 [journal_name] => Jackie's Journal [journal_author] => Jackie Rose [journal_author_email] => jackieroseonline@gmail.com [category_ids] => [categories] => Array ( [0] => Array ( [category_id] => 0 [category_name] => Uncategorized [category_stub] => uncategorized ) ) [entry_id] => 1587 [entry_title] => Making Extra Cash [entry_stub] => making-extra-cash [entry_url] => https://jacquelynrose.savingadvice.com/2005/03/02/making-extra-cash_1587/ [entry_date] => 1109786300 [entry_date_mysql] => 2005-03-02 09:58:20 [entry_text] => Here are some ideas I recieved from my fellow Budgeters:

1) eBay
2) Tutoring
3) Personal Services such as Pet Sitting; Babysitting; House Sitting
4) Notary-Never really considered it before
5) Pizza Delivery
6) Administration Services
7) House Cleaning
8) Loan Officer

All very good ideas.

Here are some more for Consideration:
1) Ironing
2) Demos for Grocery Market
3) Daycare (same as babysitting)
4) Waitressing
5) Promotions during Events
6) Yard Sales/Garage Sales
7) Mystery Shopping
8) Temp Agencies

Some of the Jobs I don't think I will be able to do until I have a Car. Others are Manageable like eBay and Administration Services can be done from Home.

[entry_active] => 1 [total_comments] => 0 [contest] => 0 [ever_published] => 1 [contains_images] => 0 ) ) -->

Got Paid

March 25th, 2005 at 09:59 am

My Check was only $697.19 because of miscalculation of Hours and Eating Lunch at Work

Now time to Budget

SAVINGS: $300
Rent: $240
Brother B-Day $20 (He wants Cash)
AVON $15+
Diapers & Wipes $20
AmeriPlan $35.00
TOTAL: $630.00

BANK BALANCE: $67.19
SAVINGS TOTAL: $430.00
Lunch Balance: $12.53

I was also notified by Child Care Assistance is now $250.00 a month.

I am still waiting for my headset for my new Job.

I am still working on my business. I am probably going to be putting up more flyers again.

$694.00

I have a Pell Grant but my Grant will only cover so much. I have to pay another $200 for 2 books for two classes online.

-$200

------------------->$894.00

GRAND TOTAL: $583.60

I can SAVE that money, put some of it towards my Business and maybe do a little shopping.

Now this is fixed living at Home. My parents and I have an agreement as to how much I pay which covers utilities, DirecTV, DSL, Cell, Telephone etc.....

My Goal is to save $400 a month. I could probably do that especially if I have a part-time job and with a Car I should still be able to come out even.

Any ideas? Leave me a comment and let me know Smile

Jacquelyn
[entry_active] => 1 [total_comments] => 2 [contest] => 0 [ever_published] => 1 [contains_images] => 0 ) [1588] => Array ( [journal_id] => 2441 [journal_url] => jacquelynrose [author_photo] => 0 [journal_name] => Jackie's Journal [journal_author] => Jackie Rose [journal_author_email] => jackieroseonline@gmail.com [category_ids] => [categories] => Array ( [0] => Array ( [category_id] => 0 [category_name] => Uncategorized [category_stub] => uncategorized ) ) [entry_id] => 1588 [entry_title] => Favorite Frugal/Budgeting Websites [entry_stub] => favorite-frugalbudgeting-websites [entry_url] => https://jacquelynrose.savingadvice.com/2005/03/02/favorite-frugalbudgeting-websites_1588/ [entry_date] => 1109786821 [entry_date_mysql] => 2005-03-02 10:07:01 [entry_text] => Everyday I look for more Frugal Websites. I love the information!

1) http://www.savingadvice.com/
2) http://www.stretcher.com/

My Favorite Financial Website is http://money.cnn.com/pf/101/


That is mostly I find the most interesting. If you have any suggestions I would love to hear them!

Jacquelyn
[entry_active] => 1 [total_comments] => 0 [contest] => 0 [ever_published] => 1 [contains_images] => 0 ) [1587] => Array ( [journal_id] => 2441 [journal_url] => jacquelynrose [author_photo] => 0 [journal_name] => Jackie's Journal [journal_author] => Jackie Rose [journal_author_email] => jackieroseonline@gmail.com [category_ids] => [categories] => Array ( [0] => Array ( [category_id] => 0 [category_name] => Uncategorized [category_stub] => uncategorized ) ) [entry_id] => 1587 [entry_title] => Making Extra Cash [entry_stub] => making-extra-cash [entry_url] => https://jacquelynrose.savingadvice.com/2005/03/02/making-extra-cash_1587/ [entry_date] => 1109786300 [entry_date_mysql] => 2005-03-02 09:58:20 [entry_text] => Here are some ideas I recieved from my fellow Budgeters:

1) eBay
2) Tutoring
3) Personal Services such as Pet Sitting; Babysitting; House Sitting
4) Notary-Never really considered it before
5) Pizza Delivery
6) Administration Services
7) House Cleaning
8) Loan Officer

All very good ideas.

Here are some more for Consideration:
1) Ironing
2) Demos for Grocery Market
3) Daycare (same as babysitting)
4) Waitressing
5) Promotions during Events
6) Yard Sales/Garage Sales
7) Mystery Shopping
8) Temp Agencies

Some of the Jobs I don't think I will be able to do until I have a Car. Others are Manageable like eBay and Administration Services can be done from Home.

[entry_active] => 1 [total_comments] => 0 [contest] => 0 [ever_published] => 1 [contains_images] => 0 ) ) -->

Ate Spaghetti O's!

March 22nd, 2005 at 11:19 am

Well today I spent $1.92 and I emailed the Payroll Manager and asked her how does deducting from paycheck work from eating in the Cafeteria.

Today I bought a Cookie and a breadstick for my Spaghetti O's.

You know, the best way to save money is eat like a Child.



$694.00

I have a Pell Grant but my Grant will only cover so much. I have to pay another $200 for 2 books for two classes online.

-$200

------------------->$894.00

GRAND TOTAL: $583.60

I can SAVE that money, put some of it towards my Business and maybe do a little shopping.

Now this is fixed living at Home. My parents and I have an agreement as to how much I pay which covers utilities, DirecTV, DSL, Cell, Telephone etc.....

My Goal is to save $400 a month. I could probably do that especially if I have a part-time job and with a Car I should still be able to come out even.

Any ideas? Leave me a comment and let me know Smile

Jacquelyn
[entry_active] => 1 [total_comments] => 2 [contest] => 0 [ever_published] => 1 [contains_images] => 0 ) [1588] => Array ( [journal_id] => 2441 [journal_url] => jacquelynrose [author_photo] => 0 [journal_name] => Jackie's Journal [journal_author] => Jackie Rose [journal_author_email] => jackieroseonline@gmail.com [category_ids] => [categories] => Array ( [0] => Array ( [category_id] => 0 [category_name] => Uncategorized [category_stub] => uncategorized ) ) [entry_id] => 1588 [entry_title] => Favorite Frugal/Budgeting Websites [entry_stub] => favorite-frugalbudgeting-websites [entry_url] => https://jacquelynrose.savingadvice.com/2005/03/02/favorite-frugalbudgeting-websites_1588/ [entry_date] => 1109786821 [entry_date_mysql] => 2005-03-02 10:07:01 [entry_text] => Everyday I look for more Frugal Websites. I love the information!

1) http://www.savingadvice.com/
2) http://www.stretcher.com/

My Favorite Financial Website is http://money.cnn.com/pf/101/


That is mostly I find the most interesting. If you have any suggestions I would love to hear them!

Jacquelyn
[entry_active] => 1 [total_comments] => 0 [contest] => 0 [ever_published] => 1 [contains_images] => 0 ) [1587] => Array ( [journal_id] => 2441 [journal_url] => jacquelynrose [author_photo] => 0 [journal_name] => Jackie's Journal [journal_author] => Jackie Rose [journal_author_email] => jackieroseonline@gmail.com [category_ids] => [categories] => Array ( [0] => Array ( [category_id] => 0 [category_name] => Uncategorized [category_stub] => uncategorized ) ) [entry_id] => 1587 [entry_title] => Making Extra Cash [entry_stub] => making-extra-cash [entry_url] => https://jacquelynrose.savingadvice.com/2005/03/02/making-extra-cash_1587/ [entry_date] => 1109786300 [entry_date_mysql] => 2005-03-02 09:58:20 [entry_text] => Here are some ideas I recieved from my fellow Budgeters:

1) eBay
2) Tutoring
3) Personal Services such as Pet Sitting; Babysitting; House Sitting
4) Notary-Never really considered it before
5) Pizza Delivery
6) Administration Services
7) House Cleaning
8) Loan Officer

All very good ideas.

Here are some more for Consideration:
1) Ironing
2) Demos for Grocery Market
3) Daycare (same as babysitting)
4) Waitressing
5) Promotions during Events
6) Yard Sales/Garage Sales
7) Mystery Shopping
8) Temp Agencies

Some of the Jobs I don't think I will be able to do until I have a Car. Others are Manageable like eBay and Administration Services can be done from Home.

[entry_active] => 1 [total_comments] => 0 [contest] => 0 [ever_published] => 1 [contains_images] => 0 ) ) -->

This Friday's Check

March 21st, 2005 at 09:21 pm

Ok I get paid Friday and here are my expenses

SAVINGS: $350 (I would like to deposit $400 but we will see)
Rent: $240
Brother B-Day $20 (He wants Cash)
AVON $15+
Lunch @ Work $22.45
Diapers & Wipes $20
AmeriPlan $35.00
TOTAL: $702.45

Anyway, I have been trying to build my business in the mean time since I have to put a short hold on my Part time Job. The Lady wanted me to start Friday but I told her my headset didn't work and I would have to have it replaced. I bought it on eBay and the guy is going to exchange it.

I have two potential prospects interested in the Discount Health Care Plan. I am just not good at expressing the value of the Plan so I think that is why they may be hesitant. But the plan works very well! It has been around for 12 years and has a high retention rate. But, I know what it is like to make decisions that could affect me financially.

Well I finally have my Digital Camera set up and it just occurred to me that I can put some things on eBay.

I got the feeling I am not going to have much left for play money after this check. Frown But that is ok, my Savings is real important to get a Car.



$694.00

I have a Pell Grant but my Grant will only cover so much. I have to pay another $200 for 2 books for two classes online.

-$200

------------------->$894.00

GRAND TOTAL: $583.60

I can SAVE that money, put some of it towards my Business and maybe do a little shopping.

Now this is fixed living at Home. My parents and I have an agreement as to how much I pay which covers utilities, DirecTV, DSL, Cell, Telephone etc.....

My Goal is to save $400 a month. I could probably do that especially if I have a part-time job and with a Car I should still be able to come out even.

Any ideas? Leave me a comment and let me know Smile

Jacquelyn
[entry_active] => 1 [total_comments] => 2 [contest] => 0 [ever_published] => 1 [contains_images] => 0 ) [1588] => Array ( [journal_id] => 2441 [journal_url] => jacquelynrose [author_photo] => 0 [journal_name] => Jackie's Journal [journal_author] => Jackie Rose [journal_author_email] => jackieroseonline@gmail.com [category_ids] => [categories] => Array ( [0] => Array ( [category_id] => 0 [category_name] => Uncategorized [category_stub] => uncategorized ) ) [entry_id] => 1588 [entry_title] => Favorite Frugal/Budgeting Websites [entry_stub] => favorite-frugalbudgeting-websites [entry_url] => https://jacquelynrose.savingadvice.com/2005/03/02/favorite-frugalbudgeting-websites_1588/ [entry_date] => 1109786821 [entry_date_mysql] => 2005-03-02 10:07:01 [entry_text] => Everyday I look for more Frugal Websites. I love the information!

1) http://www.savingadvice.com/
2) http://www.stretcher.com/

My Favorite Financial Website is http://money.cnn.com/pf/101/


That is mostly I find the most interesting. If you have any suggestions I would love to hear them!

Jacquelyn
[entry_active] => 1 [total_comments] => 0 [contest] => 0 [ever_published] => 1 [contains_images] => 0 ) [1587] => Array ( [journal_id] => 2441 [journal_url] => jacquelynrose [author_photo] => 0 [journal_name] => Jackie's Journal [journal_author] => Jackie Rose [journal_author_email] => jackieroseonline@gmail.com [category_ids] => [categories] => Array ( [0] => Array ( [category_id] => 0 [category_name] => Uncategorized [category_stub] => uncategorized ) ) [entry_id] => 1587 [entry_title] => Making Extra Cash [entry_stub] => making-extra-cash [entry_url] => https://jacquelynrose.savingadvice.com/2005/03/02/making-extra-cash_1587/ [entry_date] => 1109786300 [entry_date_mysql] => 2005-03-02 09:58:20 [entry_text] => Here are some ideas I recieved from my fellow Budgeters:

1) eBay
2) Tutoring
3) Personal Services such as Pet Sitting; Babysitting; House Sitting
4) Notary-Never really considered it before
5) Pizza Delivery
6) Administration Services
7) House Cleaning
8) Loan Officer

All very good ideas.

Here are some more for Consideration:
1) Ironing
2) Demos for Grocery Market
3) Daycare (same as babysitting)
4) Waitressing
5) Promotions during Events
6) Yard Sales/Garage Sales
7) Mystery Shopping
8) Temp Agencies

Some of the Jobs I don't think I will be able to do until I have a Car. Others are Manageable like eBay and Administration Services can be done from Home.

[entry_active] => 1 [total_comments] => 0 [contest] => 0 [ever_published] => 1 [contains_images] => 0 ) ) -->

Got out of the House today

March 19th, 2005 at 09:08 pm

Went and hung out with my Sponsor who got me into my Business. WE bounced some ideas off each other like we usually do and decided since Spring/Summer is coming up that we should start booking Fairs and Festivals for the MLM Business. I also gave my Sponsor some of my leads since I am not ready to jump back into the game yet.

I am very Proud that I am in the Business I am in. Since I was able to save my mom 50% off her Prescription I am very happy.

I decided it would be SMARTER of me to start BUILDING my Business instead of just trying to find ways to supplement my income, but who says I cannot do both?

We also went out to eat and I spent $7.08 and now I am SURE I have $1.49 in my Checking Account.

Then we went browsing through different stores deciding on decor for my dream house. I never knew Window Shopping could be so fun!
$694.00

I have a Pell Grant but my Grant will only cover so much. I have to pay another $200 for 2 books for two classes online.

-$200

------------------->$894.00

GRAND TOTAL: $583.60

I can SAVE that money, put some of it towards my Business and maybe do a little shopping.

Now this is fixed living at Home. My parents and I have an agreement as to how much I pay which covers utilities, DirecTV, DSL, Cell, Telephone etc.....

My Goal is to save $400 a month. I could probably do that especially if I have a part-time job and with a Car I should still be able to come out even.

Any ideas? Leave me a comment and let me know Smile

Jacquelyn
[entry_active] => 1 [total_comments] => 2 [contest] => 0 [ever_published] => 1 [contains_images] => 0 ) [1588] => Array ( [journal_id] => 2441 [journal_url] => jacquelynrose [author_photo] => 0 [journal_name] => Jackie's Journal [journal_author] => Jackie Rose [journal_author_email] => jackieroseonline@gmail.com [category_ids] => [categories] => Array ( [0] => Array ( [category_id] => 0 [category_name] => Uncategorized [category_stub] => uncategorized ) ) [entry_id] => 1588 [entry_title] => Favorite Frugal/Budgeting Websites [entry_stub] => favorite-frugalbudgeting-websites [entry_url] => https://jacquelynrose.savingadvice.com/2005/03/02/favorite-frugalbudgeting-websites_1588/ [entry_date] => 1109786821 [entry_date_mysql] => 2005-03-02 10:07:01 [entry_text] => Everyday I look for more Frugal Websites. I love the information!

1) http://www.savingadvice.com/
2) http://www.stretcher.com/

My Favorite Financial Website is http://money.cnn.com/pf/101/


That is mostly I find the most interesting. If you have any suggestions I would love to hear them!

Jacquelyn
[entry_active] => 1 [total_comments] => 0 [contest] => 0 [ever_published] => 1 [contains_images] => 0 ) [1587] => Array ( [journal_id] => 2441 [journal_url] => jacquelynrose [author_photo] => 0 [journal_name] => Jackie's Journal [journal_author] => Jackie Rose [journal_author_email] => jackieroseonline@gmail.com [category_ids] => [categories] => Array ( [0] => Array ( [category_id] => 0 [category_name] => Uncategorized [category_stub] => uncategorized ) ) [entry_id] => 1587 [entry_title] => Making Extra Cash [entry_stub] => making-extra-cash [entry_url] => https://jacquelynrose.savingadvice.com/2005/03/02/making-extra-cash_1587/ [entry_date] => 1109786300 [entry_date_mysql] => 2005-03-02 09:58:20 [entry_text] => Here are some ideas I recieved from my fellow Budgeters:

1) eBay
2) Tutoring
3) Personal Services such as Pet Sitting; Babysitting; House Sitting
4) Notary-Never really considered it before
5) Pizza Delivery
6) Administration Services
7) House Cleaning
8) Loan Officer

All very good ideas.

Here are some more for Consideration:
1) Ironing
2) Demos for Grocery Market
3) Daycare (same as babysitting)
4) Waitressing
5) Promotions during Events
6) Yard Sales/Garage Sales
7) Mystery Shopping
8) Temp Agencies

Some of the Jobs I don't think I will be able to do until I have a Car. Others are Manageable like eBay and Administration Services can be done from Home.

[entry_active] => 1 [total_comments] => 0 [contest] => 0 [ever_published] => 1 [contains_images] => 0 ) ) -->

Goals Rundown

March 18th, 2005 at 09:01 pm

Ok what are my Financial Goals? What needs to be accomplished? What can I put where!

Situation: Single Mom with baby girl needs Car and House and always to have ALOT in Savings!

***Open up a Savings Account for My Daughter***

Short Term Goals:
1) Get a Car ($130 in Savings) putting money at Credit Union @ .85%

2) Go to Vegas/Wendover (?) (On hold)
3) Get Pampered for a day! (On hold)
4) Get a Credit Card to build my Credit

LONG Term Goals:
1) Save $5,000 this year at 2.60% at ING Direct

2) Build My Business (On hold)
3) Invest in Real Estate (On hold)
4) Invest in Stock Market (On hold)
5) Start an Emergency Fund (On hold)
6) Advertising Fund (On hold)
7) Consolidate My Debt (On hold)
8) Start an IRA (On hold)

HOW?
1) Work my full time Job and save $400 a month (I Live at home and pay rent)
2) Work my part time Job (Average $200 a week?)
3) Build My Business (Business Goal: $0 to $500 a month?)

Do I want too much?
I am starting slowly by focusing on a few Goals at a time like getting my car and then began my Long Term Savings Goal but I figure if I build my Income Stream with my Part time Job and my Business then I should be ok?

*I am going to eat Lunch @ Work once a week.
*Save all my Change
*Increase my Income within 6 months!!!

$694.00

I have a Pell Grant but my Grant will only cover so much. I have to pay another $200 for 2 books for two classes online.

-$200

------------------->$894.00

GRAND TOTAL: $583.60

I can SAVE that money, put some of it towards my Business and maybe do a little shopping.

Now this is fixed living at Home. My parents and I have an agreement as to how much I pay which covers utilities, DirecTV, DSL, Cell, Telephone etc.....

My Goal is to save $400 a month. I could probably do that especially if I have a part-time job and with a Car I should still be able to come out even.

Any ideas? Leave me a comment and let me know Smile

Jacquelyn
[entry_active] => 1 [total_comments] => 2 [contest] => 0 [ever_published] => 1 [contains_images] => 0 ) [1588] => Array ( [journal_id] => 2441 [journal_url] => jacquelynrose [author_photo] => 0 [journal_name] => Jackie's Journal [journal_author] => Jackie Rose [journal_author_email] => jackieroseonline@gmail.com [category_ids] => [categories] => Array ( [0] => Array ( [category_id] => 0 [category_name] => Uncategorized [category_stub] => uncategorized ) ) [entry_id] => 1588 [entry_title] => Favorite Frugal/Budgeting Websites [entry_stub] => favorite-frugalbudgeting-websites [entry_url] => https://jacquelynrose.savingadvice.com/2005/03/02/favorite-frugalbudgeting-websites_1588/ [entry_date] => 1109786821 [entry_date_mysql] => 2005-03-02 10:07:01 [entry_text] => Everyday I look for more Frugal Websites. I love the information!

1) http://www.savingadvice.com/
2) http://www.stretcher.com/

My Favorite Financial Website is http://money.cnn.com/pf/101/


That is mostly I find the most interesting. If you have any suggestions I would love to hear them!

Jacquelyn
[entry_active] => 1 [total_comments] => 0 [contest] => 0 [ever_published] => 1 [contains_images] => 0 ) [1587] => Array ( [journal_id] => 2441 [journal_url] => jacquelynrose [author_photo] => 0 [journal_name] => Jackie's Journal [journal_author] => Jackie Rose [journal_author_email] => jackieroseonline@gmail.com [category_ids] => [categories] => Array ( [0] => Array ( [category_id] => 0 [category_name] => Uncategorized [category_stub] => uncategorized ) ) [entry_id] => 1587 [entry_title] => Making Extra Cash [entry_stub] => making-extra-cash [entry_url] => https://jacquelynrose.savingadvice.com/2005/03/02/making-extra-cash_1587/ [entry_date] => 1109786300 [entry_date_mysql] => 2005-03-02 09:58:20 [entry_text] => Here are some ideas I recieved from my fellow Budgeters:

1) eBay
2) Tutoring
3) Personal Services such as Pet Sitting; Babysitting; House Sitting
4) Notary-Never really considered it before
5) Pizza Delivery
6) Administration Services
7) House Cleaning
8) Loan Officer

All very good ideas.

Here are some more for Consideration:
1) Ironing
2) Demos for Grocery Market
3) Daycare (same as babysitting)
4) Waitressing
5) Promotions during Events
6) Yard Sales/Garage Sales
7) Mystery Shopping
8) Temp Agencies

Some of the Jobs I don't think I will be able to do until I have a Car. Others are Manageable like eBay and Administration Services can be done from Home.

[entry_active] => 1 [total_comments] => 0 [contest] => 0 [ever_published] => 1 [contains_images] => 0 ) ) -->

Bought Lunch

March 18th, 2005 at 12:59 pm

Which ok and NOT ok. It is ok because it is Friday and I get paid next week and the only other bill I will have is Rent and I am stashing the rest away for my Car.

Lunch @ Work Bill is $22.45
Rent is: $240.00

I hope I do not spend any money for lunch next week except for Friday.

Leftovers are good but I cannot stand to eat Ramen all the time. I need variety.

I start my part time Job next week & then I will need to figure out a way to use my income all over again because I will be saving Money for Long Term, Short Term and for Liz.





$694.00

I have a Pell Grant but my Grant will only cover so much. I have to pay another $200 for 2 books for two classes online.

-$200

------------------->$894.00

GRAND TOTAL: $583.60

I can SAVE that money, put some of it towards my Business and maybe do a little shopping.

Now this is fixed living at Home. My parents and I have an agreement as to how much I pay which covers utilities, DirecTV, DSL, Cell, Telephone etc.....

My Goal is to save $400 a month. I could probably do that especially if I have a part-time job and with a Car I should still be able to come out even.

Any ideas? Leave me a comment and let me know Smile

Jacquelyn
[entry_active] => 1 [total_comments] => 2 [contest] => 0 [ever_published] => 1 [contains_images] => 0 ) [1588] => Array ( [journal_id] => 2441 [journal_url] => jacquelynrose [author_photo] => 0 [journal_name] => Jackie's Journal [journal_author] => Jackie Rose [journal_author_email] => jackieroseonline@gmail.com [category_ids] => [categories] => Array ( [0] => Array ( [category_id] => 0 [category_name] => Uncategorized [category_stub] => uncategorized ) ) [entry_id] => 1588 [entry_title] => Favorite Frugal/Budgeting Websites [entry_stub] => favorite-frugalbudgeting-websites [entry_url] => https://jacquelynrose.savingadvice.com/2005/03/02/favorite-frugalbudgeting-websites_1588/ [entry_date] => 1109786821 [entry_date_mysql] => 2005-03-02 10:07:01 [entry_text] => Everyday I look for more Frugal Websites. I love the information!

1) http://www.savingadvice.com/
2) http://www.stretcher.com/

My Favorite Financial Website is http://money.cnn.com/pf/101/


That is mostly I find the most interesting. If you have any suggestions I would love to hear them!

Jacquelyn
[entry_active] => 1 [total_comments] => 0 [contest] => 0 [ever_published] => 1 [contains_images] => 0 ) [1587] => Array ( [journal_id] => 2441 [journal_url] => jacquelynrose [author_photo] => 0 [journal_name] => Jackie's Journal [journal_author] => Jackie Rose [journal_author_email] => jackieroseonline@gmail.com [category_ids] => [categories] => Array ( [0] => Array ( [category_id] => 0 [category_name] => Uncategorized [category_stub] => uncategorized ) ) [entry_id] => 1587 [entry_title] => Making Extra Cash [entry_stub] => making-extra-cash [entry_url] => https://jacquelynrose.savingadvice.com/2005/03/02/making-extra-cash_1587/ [entry_date] => 1109786300 [entry_date_mysql] => 2005-03-02 09:58:20 [entry_text] => Here are some ideas I recieved from my fellow Budgeters:

1) eBay
2) Tutoring
3) Personal Services such as Pet Sitting; Babysitting; House Sitting
4) Notary-Never really considered it before
5) Pizza Delivery
6) Administration Services
7) House Cleaning
8) Loan Officer

All very good ideas.

Here are some more for Consideration:
1) Ironing
2) Demos for Grocery Market
3) Daycare (same as babysitting)
4) Waitressing
5) Promotions during Events
6) Yard Sales/Garage Sales
7) Mystery Shopping
8) Temp Agencies

Some of the Jobs I don't think I will be able to do until I have a Car. Others are Manageable like eBay and Administration Services can be done from Home.

[entry_active] => 1 [total_comments] => 0 [contest] => 0 [ever_published] => 1 [contains_images] => 0 ) ) -->

I Saved My MOM 50%

March 17th, 2005 at 07:57 pm

I am so Proud of Myself and My Mom for taking a chance on my Discount Health Care Business.

My mom is having issues with their new insurance company and she was going to have to end up paying full price for her prescription and I talked her into using my Discount Health Care Card from Ameriplan she since is covered on it (I live with my family right now) and she ended up SAVING 50%!!!

She ended up only paying $7.76 and originally it was $13.99.

I LOVE My Business! Big Grin $694.00

I have a Pell Grant but my Grant will only cover so much. I have to pay another $200 for 2 books for two classes online.

-$200

------------------->$894.00

GRAND TOTAL: $583.60

I can SAVE that money, put some of it towards my Business and maybe do a little shopping.

Now this is fixed living at Home. My parents and I have an agreement as to how much I pay which covers utilities, DirecTV, DSL, Cell, Telephone etc.....

My Goal is to save $400 a month. I could probably do that especially if I have a part-time job and with a Car I should still be able to come out even.

Any ideas? Leave me a comment and let me know Smile

Jacquelyn
[entry_active] => 1 [total_comments] => 2 [contest] => 0 [ever_published] => 1 [contains_images] => 0 ) [1588] => Array ( [journal_id] => 2441 [journal_url] => jacquelynrose [author_photo] => 0 [journal_name] => Jackie's Journal [journal_author] => Jackie Rose [journal_author_email] => jackieroseonline@gmail.com [category_ids] => [categories] => Array ( [0] => Array ( [category_id] => 0 [category_name] => Uncategorized [category_stub] => uncategorized ) ) [entry_id] => 1588 [entry_title] => Favorite Frugal/Budgeting Websites [entry_stub] => favorite-frugalbudgeting-websites [entry_url] => https://jacquelynrose.savingadvice.com/2005/03/02/favorite-frugalbudgeting-websites_1588/ [entry_date] => 1109786821 [entry_date_mysql] => 2005-03-02 10:07:01 [entry_text] => Everyday I look for more Frugal Websites. I love the information!

1) http://www.savingadvice.com/
2) http://www.stretcher.com/

My Favorite Financial Website is http://money.cnn.com/pf/101/


That is mostly I find the most interesting. If you have any suggestions I would love to hear them!

Jacquelyn
[entry_active] => 1 [total_comments] => 0 [contest] => 0 [ever_published] => 1 [contains_images] => 0 ) [1587] => Array ( [journal_id] => 2441 [journal_url] => jacquelynrose [author_photo] => 0 [journal_name] => Jackie's Journal [journal_author] => Jackie Rose [journal_author_email] => jackieroseonline@gmail.com [category_ids] => [categories] => Array ( [0] => Array ( [category_id] => 0 [category_name] => Uncategorized [category_stub] => uncategorized ) ) [entry_id] => 1587 [entry_title] => Making Extra Cash [entry_stub] => making-extra-cash [entry_url] => https://jacquelynrose.savingadvice.com/2005/03/02/making-extra-cash_1587/ [entry_date] => 1109786300 [entry_date_mysql] => 2005-03-02 09:58:20 [entry_text] => Here are some ideas I recieved from my fellow Budgeters:

1) eBay
2) Tutoring
3) Personal Services such as Pet Sitting; Babysitting; House Sitting
4) Notary-Never really considered it before
5) Pizza Delivery
6) Administration Services
7) House Cleaning
8) Loan Officer

All very good ideas.

Here are some more for Consideration:
1) Ironing
2) Demos for Grocery Market
3) Daycare (same as babysitting)
4) Waitressing
5) Promotions during Events
6) Yard Sales/Garage Sales
7) Mystery Shopping
8) Temp Agencies

Some of the Jobs I don't think I will be able to do until I have a Car. Others are Manageable like eBay and Administration Services can be done from Home.

[entry_active] => 1 [total_comments] => 0 [contest] => 0 [ever_published] => 1 [contains_images] => 0 ) ) -->

Health Fair=Freebies, Discounts and Good Health!

March 17th, 2005 at 01:50 pm

Well we had a Health Fair at Work today and I got all kinds of free goodies...like pens, posters etc....

I also did some screenings test for Glucose, Bone Density and Cholesterol and discovered that I am "high borderline" for my Cholesterol rating.

The highlights of the event was the food! Wild Oats had a booth and a discount coupon for 10% off and Make-your-own Trail Mix. I also got some STOP SMOKING Posters to hang in my room so that whenever she comes into my room she will see it and maybe quit smoking.

I got some Nutritional Information and signed up for $5 teeth cleaning at a local dentist.

It was really fun and now I am extremely tired!

Jacquelyn $694.00

I have a Pell Grant but my Grant will only cover so much. I have to pay another $200 for 2 books for two classes online.

-$200

------------------->$894.00

GRAND TOTAL: $583.60

I can SAVE that money, put some of it towards my Business and maybe do a little shopping.

Now this is fixed living at Home. My parents and I have an agreement as to how much I pay which covers utilities, DirecTV, DSL, Cell, Telephone etc.....

My Goal is to save $400 a month. I could probably do that especially if I have a part-time job and with a Car I should still be able to come out even.

Any ideas? Leave me a comment and let me know Smile

Jacquelyn
[entry_active] => 1 [total_comments] => 2 [contest] => 0 [ever_published] => 1 [contains_images] => 0 ) [1588] => Array ( [journal_id] => 2441 [journal_url] => jacquelynrose [author_photo] => 0 [journal_name] => Jackie's Journal [journal_author] => Jackie Rose [journal_author_email] => jackieroseonline@gmail.com [category_ids] => [categories] => Array ( [0] => Array ( [category_id] => 0 [category_name] => Uncategorized [category_stub] => uncategorized ) ) [entry_id] => 1588 [entry_title] => Favorite Frugal/Budgeting Websites [entry_stub] => favorite-frugalbudgeting-websites [entry_url] => https://jacquelynrose.savingadvice.com/2005/03/02/favorite-frugalbudgeting-websites_1588/ [entry_date] => 1109786821 [entry_date_mysql] => 2005-03-02 10:07:01 [entry_text] => Everyday I look for more Frugal Websites. I love the information!

1) http://www.savingadvice.com/
2) http://www.stretcher.com/

My Favorite Financial Website is http://money.cnn.com/pf/101/


That is mostly I find the most interesting. If you have any suggestions I would love to hear them!

Jacquelyn
[entry_active] => 1 [total_comments] => 0 [contest] => 0 [ever_published] => 1 [contains_images] => 0 ) [1587] => Array ( [journal_id] => 2441 [journal_url] => jacquelynrose [author_photo] => 0 [journal_name] => Jackie's Journal [journal_author] => Jackie Rose [journal_author_email] => jackieroseonline@gmail.com [category_ids] => [categories] => Array ( [0] => Array ( [category_id] => 0 [category_name] => Uncategorized [category_stub] => uncategorized ) ) [entry_id] => 1587 [entry_title] => Making Extra Cash [entry_stub] => making-extra-cash [entry_url] => https://jacquelynrose.savingadvice.com/2005/03/02/making-extra-cash_1587/ [entry_date] => 1109786300 [entry_date_mysql] => 2005-03-02 09:58:20 [entry_text] => Here are some ideas I recieved from my fellow Budgeters:

1) eBay
2) Tutoring
3) Personal Services such as Pet Sitting; Babysitting; House Sitting
4) Notary-Never really considered it before
5) Pizza Delivery
6) Administration Services
7) House Cleaning
8) Loan Officer

All very good ideas.

Here are some more for Consideration:
1) Ironing
2) Demos for Grocery Market
3) Daycare (same as babysitting)
4) Waitressing
5) Promotions during Events
6) Yard Sales/Garage Sales
7) Mystery Shopping
8) Temp Agencies

Some of the Jobs I don't think I will be able to do until I have a Car. Others are Manageable like eBay and Administration Services can be done from Home.

[entry_active] => 1 [total_comments] => 0 [contest] => 0 [ever_published] => 1 [contains_images] => 0 ) ) -->

Wednesday Spending Log

March 16th, 2005 at 11:23 am

Well I deposited my $90.00 check to myself into My Savings Account at my Credit Union.

I bought Lunch using my CASH I had leftover from the Weekend. I spent $4.95 and plus .75 cents at the Candy Machine.

So the CASH I have leftover is $1.00 and I have about .55 cents to put into my Money Jar. Smile

I am already planning next payday and the only Bill I have is Rent.

I am almost ready for my second Job, I am just waiting for my headset.


Online Bank Amount: $109.57 but $90.00 is being deposited today into my Credit Union Savings Account.
Sill waiting for Fund. Brownies check to go through $11.00

REMAINING BANK BALANCE: $8.57 till next Payday.



$694.00

I have a Pell Grant but my Grant will only cover so much. I have to pay another $200 for 2 books for two classes online.

-$200

------------------->$894.00

GRAND TOTAL: $583.60

I can SAVE that money, put some of it towards my Business and maybe do a little shopping.

Now this is fixed living at Home. My parents and I have an agreement as to how much I pay which covers utilities, DirecTV, DSL, Cell, Telephone etc.....

My Goal is to save $400 a month. I could probably do that especially if I have a part-time job and with a Car I should still be able to come out even.

Any ideas? Leave me a comment and let me know Smile

Jacquelyn
[entry_active] => 1 [total_comments] => 2 [contest] => 0 [ever_published] => 1 [contains_images] => 0 ) [1588] => Array ( [journal_id] => 2441 [journal_url] => jacquelynrose [author_photo] => 0 [journal_name] => Jackie's Journal [journal_author] => Jackie Rose [journal_author_email] => jackieroseonline@gmail.com [category_ids] => [categories] => Array ( [0] => Array ( [category_id] => 0 [category_name] => Uncategorized [category_stub] => uncategorized ) ) [entry_id] => 1588 [entry_title] => Favorite Frugal/Budgeting Websites [entry_stub] => favorite-frugalbudgeting-websites [entry_url] => https://jacquelynrose.savingadvice.com/2005/03/02/favorite-frugalbudgeting-websites_1588/ [entry_date] => 1109786821 [entry_date_mysql] => 2005-03-02 10:07:01 [entry_text] => Everyday I look for more Frugal Websites. I love the information!

1) http://www.savingadvice.com/
2) http://www.stretcher.com/

My Favorite Financial Website is http://money.cnn.com/pf/101/


That is mostly I find the most interesting. If you have any suggestions I would love to hear them!

Jacquelyn
[entry_active] => 1 [total_comments] => 0 [contest] => 0 [ever_published] => 1 [contains_images] => 0 ) [1587] => Array ( [journal_id] => 2441 [journal_url] => jacquelynrose [author_photo] => 0 [journal_name] => Jackie's Journal [journal_author] => Jackie Rose [journal_author_email] => jackieroseonline@gmail.com [category_ids] => [categories] => Array ( [0] => Array ( [category_id] => 0 [category_name] => Uncategorized [category_stub] => uncategorized ) ) [entry_id] => 1587 [entry_title] => Making Extra Cash [entry_stub] => making-extra-cash [entry_url] => https://jacquelynrose.savingadvice.com/2005/03/02/making-extra-cash_1587/ [entry_date] => 1109786300 [entry_date_mysql] => 2005-03-02 09:58:20 [entry_text] => Here are some ideas I recieved from my fellow Budgeters:

1) eBay
2) Tutoring
3) Personal Services such as Pet Sitting; Babysitting; House Sitting
4) Notary-Never really considered it before
5) Pizza Delivery
6) Administration Services
7) House Cleaning
8) Loan Officer

All very good ideas.

Here are some more for Consideration:
1) Ironing
2) Demos for Grocery Market
3) Daycare (same as babysitting)
4) Waitressing
5) Promotions during Events
6) Yard Sales/Garage Sales
7) Mystery Shopping
8) Temp Agencies

Some of the Jobs I don't think I will be able to do until I have a Car. Others are Manageable like eBay and Administration Services can be done from Home.

[entry_active] => 1 [total_comments] => 0 [contest] => 0 [ever_published] => 1 [contains_images] => 0 ) ) -->

Spent .75 cents today

March 15th, 2005 at 11:07 am

I am eating Ramen for Lunch, I brought my own soda pop and I will be spending .75 cents in the Candy Machine. Which will leave me .25 cents left over to put in my Money Jar. Smile

I am also going to write myself a check to deposit into Savings for the amount of $90.00 at My Credit Union.

I LOVE Online Banking- It is the best way to keep track of what you are spending.

I decided when I have both my Savings Accounts the one for Long Term and Short Term Goals that I will deposit 10% into my Short Term and $400 a month into my Long Term account.



$694.00

I have a Pell Grant but my Grant will only cover so much. I have to pay another $200 for 2 books for two classes online.

-$200

------------------->$894.00

GRAND TOTAL: $583.60

I can SAVE that money, put some of it towards my Business and maybe do a little shopping.

Now this is fixed living at Home. My parents and I have an agreement as to how much I pay which covers utilities, DirecTV, DSL, Cell, Telephone etc.....

My Goal is to save $400 a month. I could probably do that especially if I have a part-time job and with a Car I should still be able to come out even.

Any ideas? Leave me a comment and let me know Smile

Jacquelyn
[entry_active] => 1 [total_comments] => 2 [contest] => 0 [ever_published] => 1 [contains_images] => 0 ) [1588] => Array ( [journal_id] => 2441 [journal_url] => jacquelynrose [author_photo] => 0 [journal_name] => Jackie's Journal [journal_author] => Jackie Rose [journal_author_email] => jackieroseonline@gmail.com [category_ids] => [categories] => Array ( [0] => Array ( [category_id] => 0 [category_name] => Uncategorized [category_stub] => uncategorized ) ) [entry_id] => 1588 [entry_title] => Favorite Frugal/Budgeting Websites [entry_stub] => favorite-frugalbudgeting-websites [entry_url] => https://jacquelynrose.savingadvice.com/2005/03/02/favorite-frugalbudgeting-websites_1588/ [entry_date] => 1109786821 [entry_date_mysql] => 2005-03-02 10:07:01 [entry_text] => Everyday I look for more Frugal Websites. I love the information!

1) http://www.savingadvice.com/
2) http://www.stretcher.com/

My Favorite Financial Website is http://money.cnn.com/pf/101/


That is mostly I find the most interesting. If you have any suggestions I would love to hear them!

Jacquelyn
[entry_active] => 1 [total_comments] => 0 [contest] => 0 [ever_published] => 1 [contains_images] => 0 ) [1587] => Array ( [journal_id] => 2441 [journal_url] => jacquelynrose [author_photo] => 0 [journal_name] => Jackie's Journal [journal_author] => Jackie Rose [journal_author_email] => jackieroseonline@gmail.com [category_ids] => [categories] => Array ( [0] => Array ( [category_id] => 0 [category_name] => Uncategorized [category_stub] => uncategorized ) ) [entry_id] => 1587 [entry_title] => Making Extra Cash [entry_stub] => making-extra-cash [entry_url] => https://jacquelynrose.savingadvice.com/2005/03/02/making-extra-cash_1587/ [entry_date] => 1109786300 [entry_date_mysql] => 2005-03-02 09:58:20 [entry_text] => Here are some ideas I recieved from my fellow Budgeters:

1) eBay
2) Tutoring
3) Personal Services such as Pet Sitting; Babysitting; House Sitting
4) Notary-Never really considered it before
5) Pizza Delivery
6) Administration Services
7) House Cleaning
8) Loan Officer

All very good ideas.

Here are some more for Consideration:
1) Ironing
2) Demos for Grocery Market
3) Daycare (same as babysitting)
4) Waitressing
5) Promotions during Events
6) Yard Sales/Garage Sales
7) Mystery Shopping
8) Temp Agencies

Some of the Jobs I don't think I will be able to do until I have a Car. Others are Manageable like eBay and Administration Services can be done from Home.

[entry_active] => 1 [total_comments] => 0 [contest] => 0 [ever_published] => 1 [contains_images] => 0 ) ) -->

New Short Term Goals

March 14th, 2005 at 09:26 pm

I need a Break! I have been working my tail off and I have NOT had a Vacation, never!

Well, I decided I am going to do two things for my next short term goals after I get my Car.

I will be saving to either go to Wendover or Vegas and I will be to get a Massage at some kind of Massage School (I see it advertised all the time!) and it is cheap!

I am up to $130 in Savings and by my next paycheck I will probably have enough for my Car to purchase at an Auction.

Then I will be Saving for both My Long Term and Short Term Goals and began playing in the Stock Market!

$694.00

I have a Pell Grant but my Grant will only cover so much. I have to pay another $200 for 2 books for two classes online.

-$200

------------------->$894.00

GRAND TOTAL: $583.60

I can SAVE that money, put some of it towards my Business and maybe do a little shopping.

Now this is fixed living at Home. My parents and I have an agreement as to how much I pay which covers utilities, DirecTV, DSL, Cell, Telephone etc.....

My Goal is to save $400 a month. I could probably do that especially if I have a part-time job and with a Car I should still be able to come out even.

Any ideas? Leave me a comment and let me know Smile

Jacquelyn
[entry_active] => 1 [total_comments] => 2 [contest] => 0 [ever_published] => 1 [contains_images] => 0 ) [1588] => Array ( [journal_id] => 2441 [journal_url] => jacquelynrose [author_photo] => 0 [journal_name] => Jackie's Journal [journal_author] => Jackie Rose [journal_author_email] => jackieroseonline@gmail.com [category_ids] => [categories] => Array ( [0] => Array ( [category_id] => 0 [category_name] => Uncategorized [category_stub] => uncategorized ) ) [entry_id] => 1588 [entry_title] => Favorite Frugal/Budgeting Websites [entry_stub] => favorite-frugalbudgeting-websites [entry_url] => https://jacquelynrose.savingadvice.com/2005/03/02/favorite-frugalbudgeting-websites_1588/ [entry_date] => 1109786821 [entry_date_mysql] => 2005-03-02 10:07:01 [entry_text] => Everyday I look for more Frugal Websites. I love the information!

1) http://www.savingadvice.com/
2) http://www.stretcher.com/

My Favorite Financial Website is http://money.cnn.com/pf/101/


That is mostly I find the most interesting. If you have any suggestions I would love to hear them!

Jacquelyn
[entry_active] => 1 [total_comments] => 0 [contest] => 0 [ever_published] => 1 [contains_images] => 0 ) [1587] => Array ( [journal_id] => 2441 [journal_url] => jacquelynrose [author_photo] => 0 [journal_name] => Jackie's Journal [journal_author] => Jackie Rose [journal_author_email] => jackieroseonline@gmail.com [category_ids] => [categories] => Array ( [0] => Array ( [category_id] => 0 [category_name] => Uncategorized [category_stub] => uncategorized ) ) [entry_id] => 1587 [entry_title] => Making Extra Cash [entry_stub] => making-extra-cash [entry_url] => https://jacquelynrose.savingadvice.com/2005/03/02/making-extra-cash_1587/ [entry_date] => 1109786300 [entry_date_mysql] => 2005-03-02 09:58:20 [entry_text] => Here are some ideas I recieved from my fellow Budgeters:

1) eBay
2) Tutoring
3) Personal Services such as Pet Sitting; Babysitting; House Sitting
4) Notary-Never really considered it before
5) Pizza Delivery
6) Administration Services
7) House Cleaning
8) Loan Officer

All very good ideas.

Here are some more for Consideration:
1) Ironing
2) Demos for Grocery Market
3) Daycare (same as babysitting)
4) Waitressing
5) Promotions during Events
6) Yard Sales/Garage Sales
7) Mystery Shopping
8) Temp Agencies

Some of the Jobs I don't think I will be able to do until I have a Car. Others are Manageable like eBay and Administration Services can be done from Home.

[entry_active] => 1 [total_comments] => 0 [contest] => 0 [ever_published] => 1 [contains_images] => 0 ) ) -->

Savings Deposit

March 14th, 2005 at 01:32 pm

Well since My Budget did not go as planned, I am able to SAVE even MORE! So because I have saved $10.50 from not having to buy the Girl Scout Cookies and because I had Saved $15.00 on my School Books then I will be able to Deposit $90.00 instead of $60.00.

Which will equal to $130.00 towards my Car. (I already opened one with $40.00)

I plan on making the Deposit some time this week. I am excited!

On my next check I will be able to SAVE $400.00 and then go to the Car Auction. Then I can prepare for my next Short term Goal. Yippee!

Now I know with a Car I will have more expenses such as Insurance, Gas and Maintenance but I will also be starting my second Job from Home. So then I will still be able to Save money. I also plan on playing the Stock Market Game and if I play it well then I will earn a good amount of money as well.