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I am Proud and Embarrassed!

June 5th, 2008 at 09:57 pm

But Last weekend, I finally got ALL My Bills together that I had been receiving at my parents and my house (old debt, medical bills and some new debt) and decided to organize and throw away duplicates and keep the most recent to start paying on every week. WELL starting Friday (or tonight) I am starting to PAY IT OFF WOOHOO!!! Big Grin

I am actually trying to pay these bills that give you the online option and some are just so difficult so some I may have to call about and find out what happened to the debt of it and see who now owns it...etc...I am also going to contact CareOne to help me organize my debt and pay it off quicker, I had such nice feedback from a rep I called a year ago and would like to get in contact with CareOne and actually sign up for it this time even if its not the same rep.

Ugh frustration, a lot of these debt collectors I will need to call and not all offer the online pay option, oh well, my consequences for ignoring stuff...

GUESS WHAT?? My Laptop isn't broken, its actually the power cord that needed to be replaced (again, this would be the third time) so I may cancel my $700 Laptop order with Dell. Big Grin And still keep the money in my Savings, I am still undecided but I normally just like to buy things I need.

Well I manage to pay $4.52 tonight, I will need to call on the rest of the debt collectors to see what I can do.

Oh I have the form filled out for automatic deduction into Savings, now I just need to turn it in. Its going to be $25 a week. Big Grin


I feel bad :(

May 30th, 2008 at 12:08 am

I have to take some money out of my Savings to purchase a new Laptop. My Toshiba is working really bad! I already had to change the cord on it. The pin is possibly broken now and now I am getting a new Laptop and do not want to have to make payments. Frown I just barely got my Savings at over $1,000. Plus I had to use my Las Vegas money for birthdays. UGH, I do have a Plan though.

Savings

May 8th, 2008 at 09:00 pm

I don't know about everyone else but the way the economy is going and the world right now I am anxious about putting more money in my Savings. Just contemplating when and how much...

Right now I technically have 3 Savings accounts. One is connected to my Checking account, I have another one COMPLETELY separate (no card or anything) on my second Savings and my third Savings account I have through ING.

Savings#1 has about $300 (supposed to be used for a Trip to Vegas)
Savings#2 has $1,005.17
Savings#3 has $394.70

For a Total of about $1699.87

I have a Savings Goal of $3,000.

Not sure when we will be actually going to Vegas because my Partner's Mom is sick and I still need to figure out where my dad is (He is technically homeless always and I want to help him so much Frown and I just hope he is ok somewhere in Vegas. Plus we want to make sure that we can get a Good Deal.

I now make $14.70 but I am also getting another Raise on June 1st...so I think it will be easier to decide how much to Save then...

Looking for 5" Portable B&W w/Radio that is $5?

May 4th, 2008 at 01:50 pm

Last year Office Depot online had $5 TV's and I am trying to see when they will have them again, if anyone else has them, let me know! I already emailed Office Depot and they were not very helpful.

Thanks,

Jackie

Received Rebate Check on Friday (Direct Deposit)

May 4th, 2008 at 01:58 am

What did I do with it? ($600)
$150 MC
$150 Visa
$200 Savings
$149 - well my birthday is this month (MAY) so I bought myself a Flip Video Ultra. Its also PINK (my favorite color) for myself for my birthday. (I Paid extra for the difference left)

I think I spread my Stimulus Check the right way...I put it is all places...Saved, Paid and Bought...

There was a problem though, my daughter's check was not deposited though? So I am thinking it might either come next Friday under her SSN# or I am going to have to call the IRS.

I FINALLY GOT MY PROMOTION PAID!

April 29th, 2008 at 11:57 pm

In the Billing Dept that I had been promoted to last October 2007, I did not get my pay for it. The reason for that is, you have to Certify. Which means I have to pass a certain number of Billing Calls and hitting Quality points before I would get my Promotion Pay...and I had three chances to Pass. Well, the first two times they put in in February I failed. Frown And if I had failed the third time I would be sent back to my prior department. So anyway, 7 months later I FINALLY GOT MY PAID PROMOTION I CERTIFIED!!! WOOHOO!! On top of that but the yearly raise in due in June so I will be getting that as well!

Plus I am waiting on my stimulus check. I am thinking about living a paycheck behind and beef up my Savings...Right now because of my Taxes last year I have about $1,000 combined in two Savings accounts. $300 in my ING and $700 in my regular Credit Union.

With my Daughter's check that is going to start her Savings, $100 of her $300 is going to go for her down payment for her teeth again (she has two new teeth growing in and we have to remove the other two).

Unpaid Medical Bills & Debt

April 7th, 2008 at 09:16 pm

I am sorry, but I have been trying to avoid these like the plague until I can find a financial solution to pay all of them at once. Well, I feel overwhelmed with all these statements and decided to pay all of the ones I can right now (under $100) and then work on the bigger ones.

Time to Renovate Monthly Purchases

March 30th, 2008 at 07:11 pm

I am going to take inventory of everything that I receive a monthly bill for and see if I can drop some unnecessary items from being debited from my account.

It feels Good to pay Bills

February 8th, 2008 at 08:54 pm

I had received my Tax return today and paid few good sized bills...it made me happy. Smile Now I don't have to worry about paying them unless I use them (my credit cards) plus I don't have to pay my Car Insurance till June now.

Tax Season & Suze Orman

February 3rd, 2008 at 07:14 pm

My Taxes are done and I am getting back
$4507.

I owe
Utah State Tax $598
Mother $450
Partner $610
Credit Cards Pay Off $600 (YES!)
Car Insurance $231.40
GRAND TOTAL: $2489.40

I will have $2017.60 left over.

Last night I was watching Suze Orman and watching her made me realize how I need to kick my butt about my debt.

Hmmm Organization

December 2nd, 2007 at 12:04 am

I was thinking of moving all my automatic items to my credit card so that it would be easier to pay it off quicker.

I have little things like my Hosting and Jerky that come out every month...the biggest thing I have is my Business...

I have to get these credit cards paid off and I do not want to get any fees if something were to happen and I did not have the money in my account for some reason. If I did not have the money in there at the time...I need more control somehow, so after Christmas, I will be moving everything EXCEPT for my Credit Cards of course LOL to my Credit Card.


Expecting two Checks from Pinecone and from my Jerky that will be going to my Savings Account.

My Travel Business! : D

November 19th, 2007 at 11:16 pm

FINALLY! Big Grin

I had booked my first Travel Booking on my site! I booked a flight for two to Mexico.

I had also acquired some Travel Leads and had been speaking to prospects who are looking to book Travel vacations.

I am very excited and looking forward to using this money to Pay off my Debt Completely and Financial Independence! Big Grin

My Finances

November 15th, 2007 at 10:34 pm

INVESTMENTS

401K - 2% and my Company will match me 2%

Savings Account - $141.59

ShareBuilder - $8 Automatic in YTB Stock


CREDIT CARDS

MasterCard - $200.41 left to pay off

Visa - $279.44 left to pay off

(They both have $300 Credit on them)

Going to try to make $75 or $100 on the next payment for both of them.


DEBT - Still working on that.

BUSINESS - Still working on it.

Paid myself $20.24

November 10th, 2007 at 08:58 pm

from two checks I received in the mail from Jerky and SFI. Its not a lot but it is helping rebuild my Savings & for the $20 Challenge.

I will be Marketing my Business more so I can pay off all of my Debt and finally work from home. Tonight we printed off some Business Cards.

I will also be paying myself $25 per paycheck into my Savings Account here soon.

My Money Goals I have done a couple of them.

I signed up for my 401K, which I am finally glad I did.

Added Value

November 1st, 2007 at 10:13 pm

Well I did get PROMOTED to the Billing Dept at work. Today was the last day of Training, tomorrow I start in my new Dept. Still working on Business though.

I realized that I am adding Value to myself by signing up for my 401k NOW and not later, as well as getting Health Benefits and depositing money back into my Savings. Pleased with myself. Big Grin

I also want to get my daughter a Savings. She is 4 and I want to get this for her really bad. Plus, I had added her as a Beneficiary everywhere, every time when I sign up for a new Financial Account.

I want to knock out a few big things too in the process:

Chase MC $246.41
National City CC $326.44
Car Insurance $360.39 Optional: $133.51

(I had some issues with them and now I have a HUGE Cancellation & Reinstatement fees from them)

Well....Money stuff....

October 8th, 2007 at 10:55 pm

At my Job we had donations for United Way, as a contribution through your paycheck, last year I did the one time option and this year decided to do $2 a week towards the Community Fund via Payroll and then had her verify that the money would go directly those in need and not for 'administrative' costs.

I will also being contributing 2% OR 3% of my weekly income for my 401k, my job will match 3%.

I will be getting Health Insurance through my Job also, although I am already covered, but that coverage won't last forever.

Then the last thing I am going to is put $25 a week into my Savings - Direct Deposit of course.

Lastly I MIGHT possibly get Promoted. I am not depending on it so it will help with all the stuff above.

Going back to work Tuesday

September 30th, 2007 at 09:04 pm

I should be getting my last two disability checks soon. Rent is due tomorrow. We are getting a reimbursement check back from My Insurance Company from the asteigeologist (sp??) for $150, and I am also putting in $700 (from those two checks from being out on Disability) to cover Rent.

Then I can get back to getting things good on my own account.