Not a good expression but oh well and I know I haven't Posted in a while but now I think I have something worthy of Posting.

I used part of my Tax Return to get a $300 Secured Credit Card and I decided to use that money to Pay off Old/New Debt every month and at the same time build my Credit.

And since I no longer use my Badge to buy food in the Cafeteria and I hardly eat down there and I got my annual raise I decided to have Direct Deposit in a SEPARATE Bank a Checking/Savings account and put $100 every payday.

So this year I think I am covering all the bases...Saving, Paying down Debt and Rebuilding Credit. I Feel Good.