I realized I have reached 4 of my Goals.
1) Apartment
2) Car
3) Credit Card (although Secured)
4) Pay off Debt (although Slowly)
Still want to be Financially Independent and have all my Debt Paid Off Completely.
I also want to have some Investments like CD & Invest in like Sharebuilder & Property.
I will be working an earlier shift in a couple of weeks (12-8pm) I am Happy about that
I was thinking of maybe signing up for Overtime. I think 10 hours a week would put me at over $100 a week extra (that is if they give me all FIVE Days Overtime)
I also want to do $100 Direct Deposit into my Savings account & I want to keep that separate from my Challenge.
This week for Groceries I only spent $23 and my Budget for the week is $50 for Groceries. I figure if I subtract the difference I could add that to my Challenge also.
I also want to Plan my Spending better. Saturday I went Shopping & I really had NO CLUE as is to which Store I wanted to go to and WHY. I went to Kohl's to get my Grandmother a Birthday present & to Albies Grocery Shopping but I had no List of what I wanted & needed.
And see during the week I really don't need a Menu because my daughter is 3 and she only eats certain things and usually at Preschool (Remember I work till 10 pm) & so its kind of not necessary to plan a Menu.
Shopping for two is really interesting because I like to eat all kinds of foods but I really do not need that much food(Especially since I get Paid Weekly) & I think it is funny for me to be Stockpiling & Couponing and with a daughter that is 3 you really do not need that much. BUT I do Plan on having Parties & Entertaining. I really enjoy that. My first party is in a couple of weeks.
Looking Back (Blog Entries)
September 10th, 2006 at 01:53 pm
September 10th, 2006 at 03:14 pm 1157901266
Good luck with your party.
On the Property investing. Once you get a home of your own be it a house or condo and if you are still interested in Real Estate I'd suggest investing in REITs. That way you get the pleasure/benefits of owning real estate investments but no landlording hassles.
Have you tried Jesse's You Need A Budget software? I'd think it would work great for your weekly paychecks.
September 10th, 2006 at 03:34 pm 1157902443
Jacquelyn
September 11th, 2006 at 05:09 am 1157951377