I started following Stacey Flowers on Youtube and she has inspired me to get my act together. Unfortunately the past few years my income/personal finances have not been good.
She is a follower of Dave Ramsey. So I just recently joined the Dave Ramsey FB Group. I plan to follow the Dave Ramsey Baby Steps.
Here is where I am at right now:
0 Savings
$4078 in Debt
0 Retirement
0 Emergency Fund
Money Goals:
0 Debt
$1000 Emergency Fund
Retirement and Savings
I just started working again as well (2nd job). My current employment I do not make that much ($100/month) but covers my housing/utilities.
My teen daughter is staying with a relative and I want to make it a point to send her money (the relative) for taking her in.
I have been keeping a google sheets of my budget/expenses. I also just started using Dave Ramsey Budget Software as well (Free).
Also Im a paranoid person and would love to know how to download my blog entries from when I was blogging here more frequently. I have over 600 entries.
Thanks for reading
Jackie
Yes, Im here again...
May 17th, 2018 at 04:17 pm
May 17th, 2018 at 04:54 pm 1526576069
May 18th, 2018 at 03:51 am 1526615493
I use Google Sheets for all my budgeting needs and absolutely love it. It's more manual and requires much more tending than Mint or anything, but I like that I can create a spreadsheet for any purpose.