Preschool $90.00
Headset $71.37
Dining Set$60.00
TOTAL: $221.37

Which leaves me about $89 for the rest of the week.

Next week I have to pay my Car Insurance. The week after I have my Rent & Comcast Bill & My Mom's Birthday.

I was about to Call and Complain to Comcast for not adding my Credit for the Promotion and then I get the recording "Your total is $75.57" which means I do not have to pay $166.99. Doing the Cabbage Patch. I do not like Complaining but sometimes it is necessary but they changed it without having to Complain

Today I need to stop at the $1 Store and get some Envelopes and put my Labels and Stamps on it so I can start processing my Rebates.

First I forget to get extra coupons for Stockpile. But keep in mind this is the most Coupons I have ever used.

My Total was: $73.18
PC Savings: $15.38
Coupons: $9.29
TOTAL SAVINGS: $24.67
34% Savings

UGH! Next week will better!


I also picked up the WRONG HAM! I got Honey Turkey instead of HONEY HAM! So now tomorrow I need to exchange it. The Cashier was nice and accepted all my Coupons. But the Catalina didn't print out, she said that machine maybe Broken. So I will remember that for next time.

Oh yeah I mistaken my HEINZ Ketchup for HUNTS so no Rebate for that. But I will get one for my $12 RAZOR

I also got Gas for the week: $21.83 ($2.84 Gallon Unleaded)

I was going through the Rebates yesterday and I FOUND TWO YES TWO Products I had previously purchased and for some reason I had Saved all my Receipts from my purchases for my Apartment.

Hunts Ketchup $2.99

Rayovac Batteries $3.00

This Money of course will be going into my $20 Challenge Money.

It also looks like I am getting a New Razor today from Gillette and some more Toothpaste.

Well GOT MY PRINTER!

Someone told me that it is $69 so I pick it up and have it Scanned and it is $99 and so I ask the Sales Clerk and he says that is the Price. Then I call the person who told me and they said that those All-in-one Printer was BY THE LAYWAY Section! Which means they keep the high priced ones (the exact same brand not as classy) by the Electronics/PC section and then the normal all-in-one by the Lawaway section. So since I clarified where the Printer was I ended up Saving myself at least $25 by asking questions. I also purchased Printer paper and a USB Cord.

And I FINALLY got my Indoor Fountain! I am So HAPPY because I am practicing Feng Shui and a Fountain represents flowing of Money; Prosperity.

TOTAL SPENT:
$111.93

Went to McDonalds and of course the guy forgot my Cheeseburger and he also forgot to Charge me for it but since it wasn't added on it was FREE.

TOTAL SPENT: $4.50

I needed Milk and I was going through the Deals for the week to match with my Coupons.

1/2 Gallon Milk is on Sale for $1 so I bought two and then at the Register they had Handisnacks for $1 a peice and I grabbed two. So my Total was $4.26 and I had SAVED $3.96! Which means I SAVED 48%!!!

I also made myself a Lunch for work so I do not buy anything else from the Cafeteria.


I went back to the Post Office and took care of what I needed to to have my Grandmother's Package sent. I Paid by Credit Card and Credit Card is irrelevent because I pay off all the Bill every month and so I will just Post when I Pay that off with My Debit.

I called my Bank about having another Savings account NOT Linked to my other Checking & Savings and so I can do Direct Deposit of $100 in that account. I am CLOSING My Chase account. I am VERY Disapppointed in that Bank! NOT RECOMMENDED.

I have been spending money and I am really not sure what I have spent money on. I usually save receipts but I am not sure where all my receipts are. Tomorrow is Payday. I have no overtime for last week. I had one hour this week. I do not plan my shopping very well. I didn't buy myself anything to take to work for lunch. So I ended up buying lunch for a couple of days in a row. So now I am just waiting for everything to go through.

I was trying to ship my Grandmother's Birthday Gift at the Post Office and I get an Card back saying 'Insufficient Postage. Did not send Package' I am sure you can imagine how angry I was. Her Birthday is Monday. >

with its head cut off! I went and picked up my Laundry today at the Cleaners ($30.49 Debit) went to Albies to get a new Humidifier for my Daughter ($22 Credit) then I went to the Post Office to mail a Package! I did the Self-Service and I have no idea how people from eBay DO THIS! I was annoyed with the whole process.

I was sending my Grandmother her Birthday Present and kind of early too! They are WONDERFUL People! My Grandparents. This year they have just made my life so easy, and I tell them I can do it and do not need help...they Paid for half of my Car ($750) then they gave me $300 and STUFF for my Apartment! (like new stuff) NOW and

I TELL THEM they do NOT need to do it, but they want to Pay for my All Weather Tires this Winter! They know I appreciate it all too, and I tell my Grandmother I don't need help, I am good I can handle it its on my List.

So then I went home, made a sandwich and then got ready for work. Didn't want to leave my Coupon Research I also spent about $4 Credit on the Package Label and $4 Debit on Lunch today. I usually keep better track!

Did a Pinecone Survey today so I will add that $5 to my Challenge:

TOTAL CHALLENGE = $323.60
GOAL: $1500 Emergency Fund

Isn't always Good. I bought some and I am disappointed. I didn't think it would make a difference, but I think the 99 cent bread that

I used to eat at my old Grocery Store was Great. I am almost considering just picking up my bread there again but maybe I should check out the other bread at my new Grocery store first. But who wants to spend $2 for BREAD? I also have one of those Thrifty Bread Stores here so

I may check it out this coming weekend. There was also a B1G1 deal last week on $2 Bread at the Grocery store, I wonder if they still have it? I could at least freeze the other Loaf & get them for $1 a peice. We are talking about BREAD LOL! But seriously I had no idea about the difference. It doesn't seem as 'full' KWIM?

The new Sales Ad doesn't come out till WEDNESDAY here in Utah! I need Match-ups and I still have the old Ad! I am signing up for The Grocery Game as we speak so I can get in on the Stockpiling Action for Crest & I think Suave will be my first Stockpile. I am going to attempt two! I feel like I am running a Marathon gathering all of this Information LOL

I am also Saving all my Coupons so whatever I don't use I will just send to someone. I would hate to waste them when someone else could get use out of them!

Ok The Grocery Game I can Save up to 50% BUT I want to get stuff free about .10 cents LOL. I have no patience for practice. Walgreens is in my area so I will attempt maybe some freebies there.

Off to do More Research!

I realized I have reached 4 of my Goals.

1) Apartment
2) Car
3) Credit Card (although Secured)
4) Pay off Debt (although Slowly)

Still want to be Financially Independent and have all my Debt Paid Off Completely.

I also want to have some Investments like CD & Invest in like Sharebuilder & Property.

I will be working an earlier shift in a couple of weeks (12-8pm) I am Happy about that

I was thinking of maybe signing up for Overtime. I think 10 hours a week would put me at over $100 a week extra (that is if they give me all FIVE Days Overtime)

I also want to do $100 Direct Deposit into my Savings account & I want to keep that separate from my Challenge.

This week for Groceries I only spent $23 and my Budget for the week is $50 for Groceries. I figure if I subtract the difference I could add that to my Challenge also.

I also want to Plan my Spending better. Saturday I went Shopping & I really had NO CLUE as is to which Store I wanted to go to and WHY. I went to Kohl's to get my Grandmother a Birthday present & to Albies Grocery Shopping but I had no List of what I wanted & needed.

And see during the week I really don't need a Menu because my daughter is 3 and she only eats certain things and usually at Preschool (Remember I work till 10 pm) & so its kind of not necessary to plan a Menu.

Shopping for two is really interesting because I like to eat all kinds of foods but I really do not need that much food(Especially since I get Paid Weekly) & I think it is funny for me to be Stockpiling & Couponing and with a daughter that is 3 you really do not need that much. BUT I do Plan on having Parties & Entertaining. I really enjoy that. My first party is in a couple of weeks.

$150 Loan
$41.16 Bookshelf & Mirror
$24.91 Diapers
$23.80 Albertsons
$39.40 Birthday Present for Oma
TOTAL $279.27

-----------------
COMCAST Standard Cable & HS Internet

I just called & told them that I should be able to have the New Promotion and the guy was not able to add the New Promotion BUT he was able to Credit me the SIX MONTHS for the Promotion so my INITIAL Costs are going to be HALF of what they would have Been! I LOVE ASKING

I must be Crazy but I hate Laundry and I had to wait for the Comcast guy today well anyway I Paid a Service to do one Load of Laundry appx 13lbs and it is GOING TO COST ME $30.49!!! They charge $2.20 a pound then tax.

So I decided next week I am going to go to a Laundry mat, I do have one at my Apartment but I guess I would rather do it at a Laundry place. I know I throwing away at least $25 with having a Service do it.

Expenses so far:

$43.33 Cell Phone Upgrade -I have had the same Cell for TWO Years. It is an older Model Kycera that I have now. I will now be able to have a Pink FLIP PHONE! I do not care for special features or services, I do not like talking on the phone anyway. But I have always wanted a Flip Phone and to finally have something like that makes me happy.
$3.19 (Milk)
$3.25 (Lunch @ Work)
150.00 (Negative in Chase acct)
$30.49 (Laundry)
$5.82 (Food at Albies)
TOTAL SPENT SO FAR: $236.08

Expenses coming up:
RENT $525
Utilities ???
Comcast $166.99


I will be purchasing a Dining Table from Walmart for $100 & a Bookshelf from Shopko for $40 & I am also going to be purchasing a New Printer which costs between $40-$60 and I am still looking for an Indoor Fountain. (Feng Shui)


Well there is My New Update! Thanks you guys for the Comments.

Jacquelyn

Moving into my Apartment & Paid off my Secured CC Completely ($214.23) & that is not including RENT! Still not done. I am happy I had Saved & had that money for my Apartment Fund.

I do not have Internet/Cable till next Saturday so I have been cutting Coupons & Reading Magazines.

I cannot really unpack my Clothes & Books until I get my Bookshelf ($20) & Dresser. (mine)

So anyway, I won't be on again probably till next Saturday evening. THANK GOODNESS FOR A SHORT WORK WEEK!

Today was UGH. I had to go to the Bank to get the Money Order for my Apartment, then I had to go to my Apartment, and I decided to get Lunch and I hate it when I let my stomach decide how much food we should purchase!

Spent:

Apartment Money Order $526.50
MY BANK had the NERVE to Charge me $1.50 for a Money Order! I KEEP MONEY In that BANK!

Lunch at Del Taco $7.91
I wish I didn't purchase as much as I did.

Crazy Spend LOL .75 cents
Wanted Soda at work, WROTE A CHECK FOR 75 CENTS!!! HA! (I don't carry change right now and if I do I put it in my change jar)

I had went out to lunch today (free) and we had waited for our food...it was weird it was taking a while so he brought us Free Dessert Coupons & Discount Coupons!

Nothing else really new except almost all my Bills finally went out.

One day, every day EACH Bill comes out. I paid them all and they all still have not come out. Oh well, least by Friday I will have a new Paycheck.



I compared previous addresses from the old city where I lived before and they are not the guilty ones about the Gas Bill...I had ID Theft against me and I am HAPPY to Say it wasn't FAMILY nor Relatives...you know, possibly relatives...but my FAMILY Paid my bill for me anyway even after I cleared it up with them. That was sweet of them and I told them they did not have too but they insisted.

I was hoping the new balance would show up! I only paid $10 so far but it is $10 less than it was before!

Here is what it says:

8/25 CREDIT CARD - THANK YOU

and now I see a Finance Charge .89

Oh well I deserve it, my last $10 payment on this bill will be $15 and then I will pay off my other Medical Bill.

Just got home from work (was past 10 pm) I get a little freaked out about working at night, for security reasons & I just like to be home in my jammies at night. But I guess with the Promotion its worth it. I have never been past "Entry Level" and this makes me feel alot better about being 'Chosen' I guess you could say. Plus I want to Save the money I have made with this Raise.

I did not spend any money today. I was tempted to purchase Lunch but then I decided against it. I guess I just need to get a little more Creative with my lunch, plenty of ideas in the Forums & Internet Searches.

I don't really have alot to report except I was packing this morning for my Apartment.

Still thinking about my Coupon Gig.

I have been Studying up on Coupons this last weekend and preparing for move into my Apartment.

I am now forming a Plan in place to get the most Convinent use of Couponing & Stockpiling. The Resources available at my fingertips on the web are UNIMAGINABLE!

Tonight I was watching a Katrina special tonight and WISHED I was there to help them during their hardship those 5 days they were there during that Hurricane. And how much they would have needed stuff like this.

My wonderful Co-worker continues to bring me Coupons, she is such a dear. I was thinking of getting her on this or asking her how serious of a Couponer she is. I think she would have a Ball!

Why did I turn to this new Hobby? I think because I think it would be an Awesome Skill to have, all the FREE Stuff & Almost Free Stuff & Rebates. With these these Resources I have it just makes it so much easier to do this also. This is a WHOLE New World I have discovered and it is pretty freakin awesome! ^ With the right Organization I could have this down pat!

I am going to attempt to build a couple of stockpiles to test out. But being busy and all I may only attempt one for the time being till things slow down here again.

$170 Apartment Fund
$100 Rent
$90 Child Care
$10 Medical Bill
$20 Loan Brother
$24.51 PayLess Shoe Source
$25.58 Family Dollar
$17.67 Gasoline
$18.32 Smiths
$13.31 RCM (Refund Cents Monthly)
$20 Doctor Visit for DD
----------------------
$509.39

I think I am going to "Plan" what I spend from now on. I think a couple of those things were a waste. Now we all know when we 'waste' money.

Needed Gas $17.67, I was at a half a tank when I filled. I like it to be full for the whole week plus I am sure that is good for the motor or something

Grocery Shopping - I felt more aware of the Sales that were going on in Smith's. I was not prepped to bring down the house yet but I checked out How Much I Saved and my New Catalinas. I was going to get my Hot Pockets but I am moving into my New Apartment next weekend so I will do it then. I want to make a huge dent with Free Food and Good Deals. Spent $18.32.

Refund Cents - I LOVE reading the Stories on there with all the Free Stuff and Money people had made just FROM GROCERY SHOPPING! Its insane, this is like a whole new game I want to learn how to play and play well. A Hobby.

Also Stockpilesrus.com is an awesome website for Deals also.

I REALLY want to get good at Couponing! I have the Hot Pocket deal down pat LOL

I was introduced to some highly awesome Couponing Websites and I want to start implementing some techniques:

http://www.hotcouponworld.com
http://www.coupongroceryguide.com
http://www.refundcents.com (which I just really looked into today! )

But with this comes TONS of Organization on my part. I am still working on my Organizating right now.

I also need to build my Stockpile also. That I think is going to be awesome to have! My Grocery Budget is $50 a week, it would be great to save at least 50% or more every week and get tons of stuff also. I figure with all the stuff I could get I could build an Food/Stuff Pantry and send my Dad Care Packages. He appreciates those.

Also I should take advantage that my Job has over 120 Employee discounts available and I figure if I can combine with Offers and such I could save some more money.

I just subscribed to Refund Cents! So Excited!

My first stop was Payless Shoe Source and they had BOGO all day so I think I chose a good time to Buy Shoes! I just hope my daughter wear's hers, if not I am not sure if I could return them but possibly exchange them.

My daughter's shoes were $17.99, mine were on Sale for $10 plus I got half off. I cannot remember what the original price of my shoes were. Let me see- ok $19.99.

So here was the deal:

DD $17.99
Sale my shoes $10.00 (Original $19.99)
BOGO -$5 off my shoes
Total: $24.51

Then I went to Family Dollar and mostly bought junk food. I guess I had no Objective on what I needed to buy and that was $25.58

Then I went to Wendy's and I ate off the $1 Menu. I wanted to buy a Big sandwich but I can BARELY finish this one.

That was $6.17.

$24.51
$25.58
$6.17
-----------
$56.26

I rechecked my Balances and I am FINALLY able to go Shopping, I am mostly going for stuff that I need. I also already transferred money to my Apartment Fund and reassessed my Budget multiple times.

My Daughter needs new shoes & so do I and I just mostly want to go browsing. I packed another box, I will do another one tonight. I have tons of AVON Boxes from old Inventory I need to combine (use it for myself-bath & body, used to be a Rep)

Well, check in later. I love this website, the more I frequent the more I am on my toes

My Business is getting response so I need to figure out how to handle it. I have no idea My Jerky Business is doing good. I need to do more with it once I have more time for more Projects.

Jacquelyn

$516 Paid (WITH RAISE )

$100 Rent
$170 Pay towards Apartment Fund
$90 Child Care
$10 towards Medical Bill
$20 Loan to Brother
$18.19 Pizza
-----------------
$408.19


Utilities for Apartment:

Gas $$$ + $8
Power $$$ + 11
Internet & Cable $166.99 (Sept 9th)
then $85.41 thereafter

I had to stay over for an hour to retake my Final for Training for my Job. I ordered Pizza. I figured it was Friday and I am exhausted. I PASSED.

No more getting up at 4 AM, now I can sleep in late...except Monday I will get up at 6 am but just for this Monday only, after that my hours are 11 am to 10 pm. Then in a few weeks I should be able to get an earlier schedule unless I have to work Overtime in the afternoon. I already have two days of Overtime next week that I was given.

I have alot of Packing to do. I think I will get started some more on it tonight.

My brother asked me to loan him $20. I don't expect it back from him so I don't know why I bother using the word Loan. But does it go against my No Spend Day? I would have 4 Total if it doesn't. I almost didn't bring lunch today but then I decided to take my Pizza Rolls from the Freezer.

Also I do not have to Pay the Gas Bill. No need to go into Details but I am just glad I do not have to deal with something that wasn't even me in the first place.

I almost bought Pizza tonight then I changed my mind. I haven't made any unnecessary purchases and I am really Happy about that. I try to eat various foods for Lunch from home. Today I had one of my Budget Gourmets which are only a $1.

I need to refigure numbers for my Apartment Fund:

$900 -------> Sept 1st
$70 ---------> Unexpected Car Insur. Bill

Looks like I will NOT have to Pay Gas Bill. I am going to make an effort to pay myself $170 this Friday so it looks like I will have $900 when I move out for my Apartment.

Rent will be $525.00 and then that will leave me $142.70 for Groceries I believe.

My Power and Gas are turned on and now I just need to call about my Internet/Cable and I will do that tomorrow.

I get to see what my Raise is on Thursday so I can try to pay myself back. I am going to Pay the Gas Bill. At least it will get off my Record and I am already making an effort to pay down my Debt.

I was looking at http://www.credit.org yesterday about paying down my Debt. They are NOT Credit Consolidation. But first I need to get all these minor Expenses out of the way.

I am really upset. I have never had to use a Gas Company in MY Life and I just went to turn on my Gas for my Apartment and someone (I already know what happened) turned on Gas before in my name, the bill went to collections and the amount was for $162.30 and now I Have to Pay for something I never even USED & that was in MY NAME! I know who did this and they are in complete denial NATURALLY. :*( I feel like CRYING. YOU DON't DO THAT TO PEOPLE! The only way to do it is if it is with someone's social security number, Oh man I am so mad and upset. That is just not right. IN MY NAME!!!!! > I have never had my own place and turned on gas and of course THIS happens, of course. If your not rotten then you know at least some people around you are. IT REALLY MAKES ME MAD! I am crying right now, I hate that. I wouldn't ever do that to someone and NOW I HAVE TO PAY IT in order to have Gas in my FIRST Apartment, :*( > You just don't do that period. How come those that try to do good but get screwed by those who didn't?!

I am sorry but this is a Financial thing and I am stuck to do deal with it. :*( :*(

With My Car Insurance Company! They forget to CHARGE me for July so they pull out DOUBLE for August!!!! LIKE THAT IS MY FAULT THEY FORGOT! > So now to cover this week I need to pull from my Apartment Account to make up for the rest of this weeks BILLS! Do you think I want to do that! NO! HOW COULD THEY DO THAT TO ME! UGHHHHHHHHHHHHHHHHHHHHHHHH!!!!!